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John KurtzCharlotte · NC

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Saluda · Saluda, NC

926 Camp Creek Road

Saluda, NC · 1,200 sqft

$475,000

Reduced from $500,000

  • 2Beds
  • 2Baths
  • 1,200SqFt
  • 1996Year
  • 42Days on market

About this home

Turnkey Saluda retreat under $500K — 4.46 acres, audible creek, single-level, showroom condition! Need more, then read on… Tucked into 4.46 private acres along Camp Creek Road in Saluda, this two-bedroom, two-bath mountain cottage is the kind of place buyers wait for — and rarely find. The sound of the creek carries across the property from the moment you arrive, creating the kind of peaceful backdrop that instantly slows everything down. The covered front porch stretches the full length of the home, complete with ceiling fans and room for rocking chairs, morning coffee, and long conversations after sunset. A separate screened porch offers an even closer connection to the outdoors without sacrificing comfort. Unlike larger homes that require more upkeep, this property delivers the part buyers come to Saluda for: a beautifully updated, easy-to-maintain cottage wrapped in privacy, acreage, porch living, and the sound of Camp Creek. Inside, vaulted ceilings and warm hardwood floors anchor an open-concept living, dining, and kitchen space that feels both spacious and inviting. Stainless appliances, stone countertops, and tasteful finishes make the home immediately enjoyable as either a full-time residence or turnkey mountain retreat. Much of the carefully curated mountain cottage furnishings are negotiable with the sale. Outside, mature landscaping delivers beautiful seasonal color, especially in spring when azaleas and mountain laurel begin to bloom. A large, detached storage shed provides additional flexibility for outdoor gear, tools, or hobby space. And despite the privacy, you’re less than five minutes from downtown Saluda and approximately twenty minutes from vibrant downtown Hendersonville. Properties that combine privacy, usable acreage, creek ambiance, turnkey condition, and close-to-town convenience in Saluda rarely stay available for long — especially during mountain getaway season. Private. Peaceful. Fully ready to enjoy. Schedule your showing before someone else claims the porch view and creek sounds for themselves.

Property details

Beds
2
Baths
2
SqFt
1,200
Lot
Year built
1996
Type
Single Family
Days on market
42
Style
Ranch
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Tile, Wood

Features

  • Kitchen Island
  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,495/ month

Principal & interest
$2,941
Property tax (~1.05%)
$415
Homeowners insurance
$138
HOA dues

Down payment

$23,750 down · $451,250 financed

Income to qualify (28% rule)

~$149,827 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.