Rutherfordton · Rutherfordton, NC
926 Cross Creek Drive
Rutherfordton, NC · 2,293 sqft
$469,000
Reduced from $484,000
- 3Beds
- 3Baths
- 2,293SqFt
- 2007Year
- 143Days on market
About this home
Tucked away on 2.78 acres, sits this quiet, spacious, custom log cabin beauty. A relaxing front porch invites you into this 3 bedroom, 3 bath (+a multi-purpose room), kitchen with upgraded granite countertops, AC Heat Pump replaced in 2020 and now offering NEW ROOFs w/ GUTTERS (11/2025) with outstanding warranties. The expansive screened in back porch invites you to a peaceful oasis with access to your very own creek. Basement features it's own private family/living room, large bedroom, full bath, kitchenette and it's own private driveway, offering you a wonderful opportunity for a guest house, multi-generational living, studio or game room or even a gym. 3 driveways, 3 carports, tractor shed. Large chicken coup or possible green house already in place. Abundant outdoor living spaces for everyone to enjoy, and plenty of room for RV's, campers, and the toys. Come take a look at this private hidden gem because these pictures don't do it justice. Located in Clearwater Creek, not your typical gated community, offering trails, common areas, creeks, wildlife and plenty of privacy while still being close to everything you need!
Property details
- Beds
- 3
- Baths
- 3
- SqFt
- 2,293
- Lot
- —
- Year built
- 2007
- Type
- Single Family
- Days on market
- 143
- Style
- Cabin
- Heating
- Central, Forced Air, Heat Pump, Propane
- Cooling
- Central Air
- Foundation
- Basement
- HOA dues
- $400 / yr
Features
- Kitchen Island
- Open Floorplan
- Split Bedroom
- Walk-In Closet(s)
- Other - See Remarks
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,485/ month
- Principal & interest
- $2,904
- Property tax (~1.05%)
- $410
- Homeowners insurance
- $136
- HOA dues
- $33
Down payment
$23,450 down · $445,550 financed
Income to qualify (28% rule)
~$149,363 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.