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John KurtzCharlotte · NC

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Rutherfordton · Rutherfordton, NC

926 Cross Creek Drive

Rutherfordton, NC · 2,293 sqft

$469,000

Reduced from $484,000

  • 3Beds
  • 3Baths
  • 2,293SqFt
  • 2007Year
  • 143Days on market

About this home

Tucked away on 2.78 acres, sits this quiet, spacious, custom log cabin beauty. A relaxing front porch invites you into this 3 bedroom, 3 bath (+a multi-purpose room), kitchen with upgraded granite countertops, AC Heat Pump replaced in 2020 and now offering NEW ROOFs w/ GUTTERS (11/2025) with outstanding warranties. The expansive screened in back porch invites you to a peaceful oasis with access to your very own creek. Basement features it's own private family/living room, large bedroom, full bath, kitchenette and it's own private driveway, offering you a wonderful opportunity for a guest house, multi-generational living, studio or game room or even a gym. 3 driveways, 3 carports, tractor shed. Large chicken coup or possible green house already in place. Abundant outdoor living spaces for everyone to enjoy, and plenty of room for RV's, campers, and the toys. Come take a look at this private hidden gem because these pictures don't do it justice. Located in Clearwater Creek, not your typical gated community, offering trails, common areas, creeks, wildlife and plenty of privacy while still being close to everything you need!

Property details

Beds
3
Baths
3
SqFt
2,293
Lot
Year built
2007
Type
Single Family
Days on market
143
Style
Cabin
Heating
Central, Forced Air, Heat Pump, Propane
Cooling
Central Air
Foundation
Basement
HOA dues
$400 / yr

Features

  • Kitchen Island
  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,485/ month

Principal & interest
$2,904
Property tax (~1.05%)
$410
Homeowners insurance
$136
HOA dues
$33

Down payment

$23,450 down · $445,550 financed

Income to qualify (28% rule)

~$149,363 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.