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John KurtzCharlotte · NC

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Nebo · Nebo, NC

94 Osprey Roost Drive

Nebo, NC · 3,177 sqft

$1,324,000

Reduced from $1,499,900

  • 4Beds
  • 3.5Baths
  • 3,177SqFt
  • 2021Year
  • 276Days on market

About this home

Lake James Gem – Just in Time for Summer. Deeded boat slip, lake views, and seamless indoor-outdoor living—this is Lake James done right. This 4 bedroom 3.5 bathroom lake home is tucked away on 1.41 private acres between two conservation areas, this exceptional home offers the perfect blend of tranquility, mountain charm, and unforgettable lake living. Arrive via a striking rock bridge framed by boulders, setting the tone for the unique experience that awaits. Inside, the main level features a spacious, light-filled great room with exceptional lake views and a stunning two-sided gas fireplace shared with the covered porch—ideal for enjoying cool evenings. The primary suite on the main level offers a private balcony and serene lake views, creating a peaceful retreat, large closets and custom shower. An additional ensuite bedroom, guest bath, and laundry provide convenience and flexibility for hosting family and friends. A thoughtfully designated, build-ready area for a future 2.5-car garage adds flexibility and long-term value—giving you the option to expand without compromising the home’s natural setting. Designed for entertaining, the lower level is a true gathering space with a large great room, wet bar, wine nook, tin ceiling accents, and stained concrete floors. Two additional bedrooms, a full bath, and a dedicated office make it perfect for extended stays or remote work. Retractable glass doors open to bring the outdoors in—perfect for embracing lake living. Your deeded community boat slip is just a short walk or golf cart ride away, making spontaneous days on the water effortless. As a resident of Camp Lake James, you’ll also enjoy access to luxurious amenities, social events, and a vibrant lake community. This is more than a home—it’s a lifestyle, blending rustic charm with modern comfort and endless opportunities for recreation on one of North Carolina’s most beautiful lakes. Move in just in time for lake season and start making unforgettable memories on Lake James from day one.

Property details

Beds
4
Baths
3.5
SqFt
3,177
Lot
Year built
2021
Type
Single Family
Days on market
276
Style
Cabin
Heating
Central, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Heat Pump
Foundation
Basement
Flooring
Concrete, Tile, Wood
View
Long Range, Water, Year Round
HOA dues
$2,200 / yr

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Wet Bar
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$9,927/ month

Principal & interest
$8,199
Property tax (~1.05%)
$1,158
Homeowners insurance
$386
HOA dues
$183

Down payment

$66,200 down · $1,257,800 financed

Income to qualify (28% rule)

~$425,482 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.