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John KurtzCharlotte · NC

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Sapphire · Sapphire, NC

940 Winding Creek Road

Sapphire, NC · 2,650 sqft

$1,325,000

  • 3Beds
  • 3Baths
  • 2,650SqFt
  • 1990Year
  • 59Days on market

About this home

Privacy, River, Mountain, & Golf Course Views! Enjoy spectacular views from nearly every room in this beautiful home, perfectly positioned on a large, private lot at the end of Winding Creek. Overlooking the pond at the 17th hole of Burlingame Golf Course & the scenic Horsepasture River, this property offers the ultimate in peace, privacy & year-round living. The spacious great room features soaring cathedral ceiling, exposed wood beams, a stunning stone-faced gas fireplace, built-in shelving, bar area, & skylights that flood the space with natural light—creating a warm & inviting atmosphere in any season. Step into the View room. Enjoy the Mendota gas fireplace, with its special light features, thermostat. Dining area is complete w/panoramic windows that frame the surrounding natural beauty. It’s a serene space that brings the outdoors in & is perfect for relaxing or entertaining. The well-appointed kitchen includes an eat-in area, ample workspace & a built-in hutch. This connects to the laundry room with sink, storage pantry with appliance bays & an extra refrigerator-all leading to the attached two-car garage. This home offers a desirable split floor plan, featuring a spacious master suite w/private access to the outdoor patio. Master bath includes dual sinks, soaking tub, separate shower, and plenty of storage. The guest suite includes an adjoining office/den or additional sleeping & a full bath with make-up vanity. All main-level living ensures ease and comfort, but if you need additional space; New upper-level bedroom w/private full bath with its own balcony overlooking the views is great in providing additional comfort and flexibility for guests or family. A finished area beneath the home with windows. A separate entrance makes for a perfect workshop, storage space, or hobby area. Outdoor living is just as impressive, 5 covered/open decks, & ample room for entertaining, grilling, or simply relaxing while taking in the tranquil sounds of the Horsepasture River and the 17th green. To the right of the home is an additional lot that is included in the acreage, but it can be separated & sold for another residence. See List of all updates: including roof, kitchen, bed, baths, heat pump-both electric & propane and more! Encapsulation completed spring 2026. Come experience the beauty & serenity of mountain living. Burlingame Country Club membership is optional & is by invitation and acceptance. Some amenities only available with Club Membership.

Property details

Beds
3
Baths
3
SqFt
2,650
Lot
Year built
1990
Type
Single Family
Days on market
59
Garage
2
Style
Traditional
Heating
Central, Electric, Heat Pump, Propane
Cooling
Central Air, Ductless, Other - See Remarks
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
View
Golf Course, Water

Features

  • Built-in Features
  • Entrance Foyer
  • Pantry
  • Storage
  • Wet Bar
  • Other - See Remarks
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$9,751/ month

Principal & interest
$8,206
Property tax (~1.05%)
$1,159
Homeowners insurance
$386
HOA dues

Down payment

$66,250 down · $1,258,750 financed

Income to qualify (28% rule)

~$417,940 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.