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John KurtzCharlotte · NC

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Lake Toxaway · Lake Toxaway, NC

95 Cardinal Trace

Lake Toxaway, NC · 4,924 sqft

$5,499,000

  • 3Beds
  • 5Baths
  • 4,924SqFt
  • 1988Year
  • 33Days on market

About this home

Presenting the most exquisite turnkey modern mountain home, fully renovated and newly constructed! Perfectly located on the highly desired but rarely available Lake Cardinal within the exclusive Lake Toxaway Estates, just minutes from the Lake Toxaway Country Club, Golf Course, marina, and the Greystone Inn! Curated by a top-notch design build team, quality and attention to detail are evident throughout this stunning home! The 1st floor features a graceful double door entry with views straight through to the lake. The open floorplan includes walls of windows with unobstructed water views, an incredible Great Rm with 16'+ vaulted ceilings, stone fireplace, beamed ceiling, and access to the large, covered deck with fireplace and outdoor grilling station! The chef's Kitchen will delight with Quartz counters, Thermador appliances, and oversized island. Gather in front of the cozy Hearth Rm fireplace and still be part of all the activity. The luxurious Owners Suite offers utopian lake views, a Sitting area, custom spa Bath, and walk-in Closet! Access to the 2 car Garage, Pantry / Laundry Center, firepit Deck, and 1/2 Bath complete the main level. Upstairs you will find 2 Ensuite Bed Rms, each with gorgeous Baths, along with a Loft area, perfect for reading or an Office, all with exceptional Lake Cardinal views! Downstairs is a huge Family Rm with Bar, and access to 2 other Decks. There is a perfect Flex space or Den with full Bath, a lower level Kitchen with outdoor access, and 1/2 Bath. Another 2-car tandem Garage (4 car total) and lots of storage space round out the Lower Level. The site boasts over 150' of waterfront access through the landscaped paths to the dock. Nestled on 1.8 acres, the 65 acre Lake Cardinal offers the most spectacular lakefront experience, with just a few homes, where you will enjoy peace and tranquility undisturbed by noise or wakes from the main lake. Lake Toxaway is the largest private lake in NC! Updates include new mechanicals, roof, windows, appliances, cabinetry, trim, decks, lighting and flooring. Home can be purchased complete with all new designer furnishings! Adjacent 2.5 acre building site complete with 4 Bed Rm approved septic and lake access also available. Membership to Lake Toxaway Country Club through application and availability.

Property details

Beds
3
Baths
5
SqFt
4,924
Lot
Year built
1988
Type
Single Family
Days on market
33
Garage
4
Style
Transitional
Heating
Central, Electric, Forced Air, Heat Pump, Zoned
Cooling
Central Air, Electric, Heat Pump, Zoned
Foundation
Basement, Crawl Space
Flooring
Tile, Wood
View
Water, Year Round
HOA dues
$4,085 / yr

Features

  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Fire Pit
  • Dock - Floating
  • Gas Grill

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$40,812/ month

Principal & interest
$34,056
Property tax (~1.05%)
$4,811
Homeowners insurance
$1,603
HOA dues
$340

Down payment

$274,950 down · $5,224,050 financed

Income to qualify (28% rule)

~$1,749,121 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.