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John KurtzCharlotte · NC

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Chimney Rock · Chimney Rock, NC

950 Main Street #5

Chimney Rock, NC · 1,240 sqft

$345,000

Reduced from $349,000

  • 2Beds
  • 2Baths
  • 1,240SqFt
  • 1994Year
  • 73Days on market

About this home

Imagine waking up each day to the iconic beauty of Chimney Rock from this charming two-level chalet just steps from Main Street where you can hear the southing sounds of the Broad River. Framed by sweeping mountain views, the home invites you to start your mornings on one of the cozy decks, enjoying crisp mountain air and a picturesque setting that defines life in the mountains.

Inside, the spacious living area is anchored by a wood-burning rock fireplace, creating a warm and welcoming atmosphere year-round. The main level features a bedroom and full bath for easy, single level living, while the lower level offers a private suite complete with its own kitchenette—ideal for guests or as a potential income-producing space. Offered fully furnished and equipped with Starlink Internet, this property is well-suited for full-time living, a second home, or short-term rental use. A new roof was installed earlier this year, adding peace of mind for the next owner.

With current tenants in place and a proven history of strong Airbnb performance, this mountain retreat presents an exceptional opportunity to invest in a vibrant community moving forward with renewed energy after Hurricane Helene Current long-term tenants signed a one-year lease in May and are likely to extend if permitted. $2,500 per month in all-inclusive rent and have been consistently on time with every payment.

MAJOR plans are underway to bring even more tourism and growth to Chimney Rock! Be a part of history and capitalize on a smart buy now with an exciting future ahead!

Seller is a licensed NC Broker

Property details

Beds
2
Baths
2
SqFt
1,240
Lot
Year built
1994
Type
Condo
Days on market
73
Heating
Baseboard
Cooling
Window Unit(s)
Foundation
Basement
Flooring
Vinyl
View
Mountain(s), Year Round
HOA dues
$1,349 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,651/ month

Principal & interest
$2,136
Property tax (~1.05%)
$301
Homeowners insurance
$100
HOA dues
$112

Down payment

$17,250 down · $327,750 financed

Income to qualify (28% rule)

~$113,640 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.