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John KurtzCharlotte · NC

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Mint Hill · Mint Hill, NC

9509 Truelight Church Road

Mint Hill, NC · 2,528 sqft

$549,500

Reduced from $559,000

  • 3Beds
  • 2Baths
  • 2,528SqFt
  • 2004Year
  • 86x146x131x115x160Lot
  • 26Days on market

About this home

Absolutely pristine and fully move-in ready, this all-brick home in Mint Hill’s sought-after Oxfordshire neighborhood offers a rare blend of privacy, thoughtful updates, and effortless living on a beautifully landscaped half-acre lot with a private, wooded backdrop. A highly desirable main-level primary suite anchors a flexible layout that includes 3 bedrooms, 2 baths, a private office with French doors, and an expansive bonus room that lives larger than expected. The open great room flows seamlessly into a bright, updated gourmet kitchen (2018)and breakfast area featuring granite countertops, tile backsplash, stainless steel appliances, and a built-in desk , creating a functional and inviting heart of the home. Interior highlights include quality flooring, fresh paint, generous storage, and a floored pull-down attic, while the primary suite offers a tray ceiling and dual vanities. Thoughtful additions such as a tiled laundry room, storm doors, water softener, Blink security system, powered detached shed, and oversized two-car garage enhance everyday convenience. Major improvements—including a new roof (2023), new main-level HVAC (2025), tankless water heater, updated thermostats, and full home replumb—provide lasting peace of mind. Outdoor living is equally compelling with a covered front porch and a refurbished rear deck designed for relaxing or entertaining in a serene natural setting. Exceptionally low annual $125 HOA. A rare, turnkey opportunity. Seller is a licensed Broker.

Property details

Beds
3
Baths
2
SqFt
2,528
Lot
86x146x131x115x160
Year built
2004
Type
Single Family
Days on market
26
Garage
2
Style
Transitional
Heating
Electric, Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$110 / yr

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Cable Prewire
  • Entrance Foyer
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,053/ month

Principal & interest
$3,403
Property tax (~1.05%)
$480
Homeowners insurance
$160
HOA dues
$9

Down payment

$27,475 down · $522,025 financed

Income to qualify (28% rule)

~$173,719 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.