Spruce Pine · Spruce Pine, NC
96 Thompson Road
Spruce Pine, NC · 936 sqft
$276,000
- 3Beds
- 1Baths
- 936SqFt
- 1927Year
- 106Days on market
About this home
Discover the peaceful tranquility of Western NC with this charming 936 sq. ft. mountain cottage situated on approximately 4 acres less than 2 miles from downtown Spruce Pine. New survey recently completed. This cute cottage features a classic layout with 3 bedrooms, 1 bathroom, a cozy living room, functional dining room and a kitchen ready for your personal touch. The covered front porch invites you to slow down, sip your morning coffee & enjoy the sights & sounds of the surrounding woods. The property also benefits from a private spring water system. A full basement also provides additional storage. Approximately 1 hr to Boone or Asheville. 1 hr to Johnson City, TN. If you’re dreaming of a simpler lifestyle surrounded by nature this cottage is perfect for you.
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 936
- Lot
- —
- Year built
- 1927
- Type
- Single Family
- Days on market
- 106
- Heating
- Kerosene
- Cooling
- None
- Foundation
- Basement
- Flooring
- Parquet, Vinyl, Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,031/ month
- Principal & interest
- $1,709
- Property tax (~1.05%)
- $241
- Homeowners insurance
- $80
- HOA dues
- —
Down payment
$13,800 down · $262,200 financed
Income to qualify (28% rule)
~$87,057 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.