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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

9604 Ainslie Downs Street

Charlotte, NC · 2,122 sqft

$415,000

Reduced from $440,000

  • 4Beds
  • 3.5Baths
  • 2,122SqFt
  • 2019Year
  • 231Days on market

About this home

Well-maintained 3-story home with over 2,000 SF, 2-car garage (220V outlet for EV), and rare 4-bedroom layout. Main level offers private bedroom with full bath. Second floor includes open living/dining, kitchen with 42" white cabinets, granite, tile backsplash, gas range with double ovens, large island, walk-in pantry, half bath, and a cozy electric fireplace with custom mantel and built-ins. Refrigerator stays! Upper level has primary suite with tray ceiling, walk-in closet, dual vanity, and tiled shower, plus two bedrooms, full bath, and laundry. Less than 5-minute walk to Arrowood Light Rail with quick access to South End, Uptown, airport, I-77 & I-485. HOA includes lawn care, trash, and recycling. Amenities: resort-style pool, cabanas, grills, sidewalks.

Property details

Beds
4
Baths
3.5
SqFt
2,122
Lot
Year built
2019
Type
Townhome
Days on market
231
Garage
2
Heating
Forced Air
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$233 / mo

Features

  • Built-in Features
  • Kitchen Island
  • Open Floorplan
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,287/ month

Principal & interest
$2,570
Property tax (~1.05%)
$363
Homeowners insurance
$121
HOA dues
$233

Down payment

$20,750 down · $394,250 financed

Income to qualify (28% rule)

~$140,888 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.