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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

9605 Vinca Circle #G

Charlotte, NC · 836 sqft

$174,900

  • 2Beds
  • 2Baths
  • 836SqFt
  • 1987Year
  • 1Days on market

About this home

Welcome to this super cute 2 bed, 2 bath 2nd floor rear condo in bustling University City. Walk in and the first thing you notice is how big it feels — vaulted ceilings and lots of natural sun light give it a very open, airy vibe. Being on the top floor, rear facing allows for an overall quieter unit - no upstairs neighbors, more natural light, and an insulated barrier from the parking lot traffic and noise. The wood-burning fireplace anchors the living space — an actual focal point, not an afterthought. A rare feature lacking in many properties today.

What makes this condo so unique is the cabinet extension, adding much appreciated countertop space and plenty additional storage. Beautifully extended so it allows room for a breakfast nook table to enjoy food with friends. A pass-through bar that keeps you connected to the living room keeps the spaces connected. It's built for real use with high top stools adding to the seating options.

Stepping outside of the living room, the private deck offers a dual entry into the primary suite - your outdoor space without leaving the unit. The secondary bedroom, two full baths, recently renovated with new shower surrounds and vanities, large walk-in closet with ample shelving, and a dedicated laundry closet round off this unit off with everything you need, nothing wasted.

In the heart of University City area, UNC Charlotte, I-85, I-485, and 1 mile from the LYNX Blue Line – you have access to everything you need. Whether this is your home or your next investment — this is one of the strongest values in the University City corridor right now.

Property details

Beds
2
Baths
2
SqFt
836
Lot
Year built
1987
Type
Condo
Days on market
1
Heating
Central, Electric, Heat Pump
Cooling
Central Air, Electric, Heat Pump
Foundation
None
HOA dues
$225 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,512/ month

Principal & interest
$1,083
Property tax (~1.05%)
$153
Homeowners insurance
$51
HOA dues
$225

Down payment

$8,745 down · $166,155 financed

Income to qualify (28% rule)

~$64,811 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.