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John KurtzCharlotte · NC

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Stecoah · Stecoah, NC

97 Covered Bridge Road

Stecoah, NC · 2,580 sqft

$449,000

  • 3Beds
  • 3Baths
  • 2,580SqFt
  • 1993Year
  • 7Days on market

About this home

Tucked away in the scenic beauty of Stecoah, this charming mountain cabin offers the perfect blend of comfort, adventure, and versatility. Step inside to soaring ceilings and a stunning stone, wood-burning fireplace that draws you in with a warm, open atmosphere. The light-filled kitchen and open floor plan are ideal for everyday living or entertaining. The two main-level bedrooms and two full baths promote privacy and relaxation. Plenty of outdoor living space with decks, patios, and a fire pit designed for year-round enjoyment, whether sipping morning coffee or relaxing after your day's adventures. Downstairs, an apartment with interior and exterior access offers flexibility for guests, rental income, or multigenerational living. The oversized two-car garage provides storage for vehicles, tools, and gear. Conveniently located with easy access - minutes to Fontana, Santeetlah, and Cheoah lakes, the Great Smoky Mtns NP, and national forests. Enjoy boating, hiking, rafting, kayaking, mountain biking, horseback riding, fishing, and the famous Tail of the Dragon. Perfect as a full-time home, vacation retreat, or investment opportunity, this property delivers the lifestyle you've been looking for.

Property details

Beds
3
Baths
3
SqFt
2,580
Lot
Year built
1993
Type
Single Family
Days on market
7
Garage
2
Style
Cabin
Heating
Central, Electric, Forced Air, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Electric, Heat Pump
Foundation
Slab
Flooring
Carpet, Linoleum, Wood
HOA dues
$350 / yr

Features

  • Central Vacuum
  • Entrance Foyer
  • Open Floorplan
  • Storage
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,333/ month

Principal & interest
$2,780
Property tax (~1.05%)
$392
Homeowners insurance
$130
HOA dues
$29

Down payment

$22,450 down · $426,550 financed

Income to qualify (28% rule)

~$142,877 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.