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John KurtzCharlotte · NC

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Spruce Pine · Spruce Pine, NC

97 Tom Sparks Road

Spruce Pine, NC · 1,074 sqft

$250,000

Reduced from $275,000

  • 2Beds
  • 1Baths
  • 1,074SqFt
  • 1952Year
  • 88Days on market

About this home

Charming Mountain Cottage Just Minutes From Downtown Spruce Pine, NC! Welcome to 97 Tom Sparks Rd in Spruce Pine, North Carolina, a delightful 2BR/1BA single-family home located in the heart of Mitchell County. This 1952 mountain cottage offers convenient main-level living, scenic surroundings & an ideal location just minutes from downtown Spruce Pine, NC, with quick access to Highway 19E. Situated on 0.57 acres of mostly level to gently sloping land with room for small garden space making it a wonderful option for those searching for homes for sale in Spruce Pine, a mountain home in Western North Carolina, or a country cottage located less than one hour from Asheville, NC. Inside, the home features a bright living room with a large picture window, filling the space with natural light. The country kitchen offers warmth & functionailty for comfortable everyday living, while the den offers flexible additional space with access to a small deck and fenced side yard, ideal for outdoor enjoyment, pets, or gardening. A bonus room connected to one of the bedrooms provides additional versatility—ideal for a home office, reading nook, hobby space, or additional storage. The attached carport accommodates two vehicles, and the partial basement with exterior access where you will find the Heat Pump, Electric Panel & Water Heater. Conveniently located near Spruce Pine shopping, dining, schools, and local amenities, this home blends accessibility with a peaceful, rural feel. Lovingly owned since 2009, this sweet cottage is now ready for new owners to bring their vision and make it their own. If you’re searching for a primary residence, mountain retreat, or investment property in Mitchell County, this home offers classic charm, convenient location, and opportunity in one inviting package. Don't miss out on this Spruce Pine, NC Gem!

Property details

Beds
2
Baths
1
SqFt
1,074
Lot
Year built
1952
Type
Single Family
Days on market
88
Style
Cottage
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement, Other - See Remarks
Flooring
Vinyl, Wood
View
Mountain(s), Year Round

Features

  • Other - See Remarks
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,839/ month

Principal & interest
$1,548
Property tax (~1.05%)
$218
Homeowners insurance
$72
HOA dues

Down payment

$12,500 down · $237,500 financed

Income to qualify (28% rule)

~$78,856 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.