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John KurtzCharlotte · NC

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Concord · Concord, NC

9727 White Chapel Drive NW

Concord, NC · 2,975 sqft

$664,999

Reduced from $699,000

  • 5Beds
  • 4Baths
  • 2,975SqFt
  • 2022Year
  • 86Days on market

About this home

This beautiful home with 5 beds and 4 full baths is located in the much sought after subdivision - Heritage Ridge, and desired Cabarrus County Schools. Elegant formal dining room with coffered ceiling opens to butler’s pantry and large walk-in pantry. Gourmet kitchen features oversized island with pendant lighting, granite countertops, subway tile backsplash, and stainless Whirlpool gas appliance package including cooktop, dishwasher, microwave, and double wall ovens. Spacious living room with gas fireplace. Extended RevWood flooring throughout main living areas. First floor offers 9-ft ceilings with two-piece crown molding. Breakfast area overlooks patio. Main-level bedroom with full bath near garage entry. Owner’s suite includes tray ceiling and generous walk-in closet.

Property details

Beds
5
Baths
4
SqFt
2,975
Lot
Year built
2022
Type
Single Family
Days on market
86
Garage
2
Heating
Electric, Heat Pump
Cooling
Central Air
Foundation
Slab
HOA dues
$792 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,888/ month

Principal & interest
$4,118
Property tax (~0.92%)
$509
Homeowners insurance
$193
HOA dues
$66

Down payment

$33,249 down · $631,749 financed

Income to qualify (28% rule)

~$209,499 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.