Charlotte · Charlotte, NC
9732 Whitewood Trail
Charlotte, NC · 1,943 sqft
$410,000
Reduced from $415,000
- 3Beds
- 2.5Baths
- 1,943SqFt
- 1993Year
- 54x109x71x106Lot
- 34Days on market
About this home
Welcome home to this beautiful 2-story home offering 3 bedrooms and 2.5 bathrooms in sought-after Davis Lake neighborhood! This home features a first-floor dedicated office, a generously spaced living room, a dining room with gas fireplace that is perfect for gathering, and a spacious bonus room that could easily serve as a fourth bedroom. The screened-in porch overlooks a built-in fire pit and large, treed, fenced backyard — complete with an incredible play castle. Recent upgrades include a new HVAC system (October 2025) and nearly all new windows (December 2025). Minutes from I-77, I-485, and I-85 with shopping, dining, and recreation right around the corner. Davis Lake offers so many amenities such as the community swimming pool with a water slide, pickle ball courts, and volleyball court. This one checks every box!
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,943
- Lot
- 54x109x71x106
- Year built
- 1993
- Type
- Single Family
- Days on market
- 34
- Garage
- 2
- Style
- Traditional
- Heating
- Forced Air
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Laminate
- HOA dues
- $271 / qtr
Features
- Attic Stairs Pulldown
- Cable Prewire
- Walk-In Closet(s)
- Walk-In Pantry
- Fire Pit
- Other - See Remarks
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,107/ month
- Principal & interest
- $2,539
- Property tax (~1.05%)
- $358
- Homeowners insurance
- $119
- HOA dues
- $90
Down payment
$20,500 down · $389,500 financed
Income to qualify (28% rule)
~$133,196 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
