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John KurtzCharlotte · NC

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Mars Hill · Mars Hill, NC

98 Harmony Hill Lane

Mars Hill, NC · 1,559 sqft

$454,000

Reduced from $469,000

  • 3Beds
  • 2Baths
  • 1,559SqFt
  • 2023Year
  • 41Days on market

About this home

Nearly new 2023-built mountain retreat on 1.77 private acres just 2 miles from downtown Mars Hill, offering the ideal balance of comfort, efficiency, and lifestyle. The main level features an open floorplan with durable luxury vinyl plank flooring, a gas fireplace, and a well-appointed kitchen with granite countertops, subway tile backsplash, stainless steel appliances, vented hood, and undermount workstation sink. Just off the dining area, a vaulted, fully screened porch with vaulted pine tongue-and-groove ceiling and ceiling fan creates a true outdoor living space with sweeping year-round mountain views, perfect for dining, relaxing, and entertaining in comfort. The primary suite includes a tiled walk-in shower with sunflower head, soft-close cabinetry, and a walk-in closet with built-in system. The lower level offers two additional bedrooms, a full bath, interior and exterior access, covered deck, and a bonus room already plumbed and wired for a future kitchen, ideal for guests, extended living, or potential rental use. Side-by-side laundry and utility room provide added functionality. Exterior features include a covered rocking chair front porch with stacked stone columns, pine tongue-and-groove ceiling, recessed lighting, gutter guards, low-maintenance vinyl siding, and a thoughtfully designed firepit area with Adirondack seating to enjoy the peaceful mountain setting. Positioned on a north-facing slope, this home stays naturally cooler in the summer, reducing cooling demand by approximately 10–20% while enhancing day-to-day comfort. Property improvements include a French drain system along the rear of the home for proper water diversion and newly planted juniper ground cover for slope stabilization, along with established rhododendron. Home inspection on file with all repairs completed. Located 2 miles near local favorites including Camden Coffeehouse, restaurants, brewery, and Mars Hill University, with easy access to Bailey Mountain Preserve (5 miles), Hatley Pointe Ski Resort and Zip N Slip tubing (6 miles), Appalachian Trail access at Big Bald (8 miles), and Laurel River recreation (10 miles). Just 15 minutes to Weaverville and 25 minutes to Asheville. Nearly new condition, flexible layout, low utility costs, and a private mountain setting make this an excellent option for full-time living, second home, or investment opportunity.

Property details

Beds
3
Baths
2
SqFt
1,559
Lot
Year built
2023
Type
Single Family
Days on market
41
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement
Flooring
Tile, Vinyl
HOA dues
$68 / yr

Features

  • Breakfast Bar
  • Kitchen Island
  • Open Floorplan
  • Storage
  • Walk-In Closet(s)
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,347/ month

Principal & interest
$2,811
Property tax (~1.05%)
$397
Homeowners insurance
$132
HOA dues
$5

Down payment

$22,700 down · $431,300 financed

Income to qualify (28% rule)

~$143,446 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.