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John KurtzCharlotte · NC

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Arden · Arden, NC

98 Pensacola Avenue

Arden, NC · 1,865 sqft

$520,000

  • 3Beds
  • 2Baths
  • 1,865SqFt
  • 1977Year
  • 23Days on market

About this home

A NEW ROOF IS BEING INSTALLED the week of 6/14! RARE TO FIND!

Welcome to Pensacola Avenue - a storybook ranch tucked into the heart of Royal Pines, where cozy evenings and mountain-area convenience come together in one charming package. This lovingly maintained 3-bedroom, 2-bath home is filled with warmth, character, tasteful updates, and delightful surprises around every corner.

As you step inside, hardwood floors glow with timeless charm, while the gas log fireplace invites slow mornings and fireside evenings. Feel like royalty with updated features throughout the house such as a luxury primary bathroom, stainless steel appliances, keyless entry, fresh paint, new flooring throughout most of the house, energy-efficient attic remediation, and a large laundry/mudroom.

Flow effortlessly through the open living room and dining room to the spacious screened-in porch. This peaceful space adorned with skylights was made for rainy-day coffee and summer-night conversations. Step outside onto a new sunny deck and take the stairs down to a fenced-in backyard and covered patio. Downstairs, the finished walkout basement feels like its own hidden retreat, complete with new hand-cut Terracotta tile floors, an up to code wood-burning fireplace, and endless possibilities for guests, hobbies, or movie nights. This recreation space has access from the first floor, backyard, and garage/workshop for convenient entertaining.

And for the dreamers, tinkerers, and makers — this home offers not one, but two garages. The lower-level garage has its own driveway plus a spacious workshop perfect for projects, tools, or adventure gear. To add to the character, the front and side yard are blooming with mature rhododendrons, new rose bushes, fruit trees, and garden beds ready for your green thumb.

All this just minutes to I-26, approximately 10 minutes to Asheville Regional Airport, 15 minutes to downtown Asheville, and 20 minutes to downtown Hendersonville — close to everything, yet wonderfully tucked away.

Property details

Beds
3
Baths
2
SqFt
1,865
Lot
Year built
1977
Type
Single Family
Days on market
23
Garage
2
Heating
Baseboard, Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Basement, Slab
Flooring
Tile, Vinyl, Wood

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Open Floorplan
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,827/ month

Principal & interest
$3,220
Property tax (~1.05%)
$455
Homeowners insurance
$151
HOA dues

Down payment

$26,000 down · $494,000 financed

Income to qualify (28% rule)

~$164,022 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.