Charlotte · Charlotte, NC
9802 Cotton Stand Road
Charlotte, NC · 4,141 sqft
$1,275,000
- 4Beds
- 4.5Baths
- 4,141SqFt
- 2007Year
- 60x151x60x151Lot
- 2Days on market
About this home
Welcome home to this picturesque Charleston-style residence with a beautifully landscaped yard in the highly desirable Ardrey neighborhood. Tucked behind a charming picket fence and inviting covered front porch, this thoughtfully designed 4-bedroom, 4.5-bath home blends timeless character with modern comfort. Inside, spacious living areas are filled with natural light and enhanced by soaring ceilings, oversized cased doorways, and rich hardwood floors throughout. The welcoming foyer opens to a formal dining room and a private office with French doors before flowing seamlessly into the open-concept kitchen and expansive family room—perfect for everyday living and entertaining alike. The updated kitchen features new granite countertops, refreshed lighting, under-cabinet lighting, a large center island with seating, and new appliances including a dishwasher, stove, and oven/microwave combo (2025). The adjoining breakfast area opens effortlessly to the family room, where oversized windows and a gas fireplace create a warm and inviting gathering space. The main-level primary suite offers a peaceful retreat with dual walk-in closets and a beautifully renovated spa-inspired bath (2022) featuring dual vanities, a frameless glass walk-in shower, and a classic cast-iron clawfoot tub. Upstairs, you’ll find a second primary suite, two additional bedrooms, updated carpet (2020), a spacious bonus room, and an oversized walk-in attic with exceptional storage rarely found in homes of this size. Outdoor living is equally impressive, with an expansive covered front porch, private screened porch, patio (2021), and a large fenced backyard surrounded by mature landscaping. Dual laundry areas—including a main-level laundry room and upstairs laundry closet—add everyday convenience. Thoughtfully maintained and extensively updated, the home also includes dual tankless water heaters (2023), updated HVAC systems (2020-2023), refreshed kitchen lighting, updated shutters and fencing, and the addition of the front porch roof. Enjoy all that Ardrey has to offer, including one of the neighborhood parks directly across the street, the community swimming pool, and beloved neighborhood holiday festivities.
Property details
- Beds
- 4
- Baths
- 4.5
- SqFt
- 4,141
- Lot
- 60x151x60x151
- Year built
- 2007
- Type
- Single Family
- Days on market
- 2
- Garage
- 2
- Style
- Charleston
- Heating
- Central, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Wood
- HOA dues
- $165 / mo
Features
- Attic Walk In
- Cable Prewire
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Lawn Maintenance
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$9,548/ month
- Principal & interest
- $7,896
- Property tax (~1.05%)
- $1,115
- Homeowners insurance
- $371
- HOA dues
- $165
Down payment
$63,750 down · $1,211,250 financed
Income to qualify (28% rule)
~$409,240 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


