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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

9802 Cotton Stand Road

Charlotte, NC · 4,141 sqft

$1,275,000

  • 4Beds
  • 4.5Baths
  • 4,141SqFt
  • 2007Year
  • 60x151x60x151Lot
  • 2Days on market

About this home

Welcome home to this picturesque Charleston-style residence with a beautifully landscaped yard in the highly desirable Ardrey neighborhood. Tucked behind a charming picket fence and inviting covered front porch, this thoughtfully designed 4-bedroom, 4.5-bath home blends timeless character with modern comfort. Inside, spacious living areas are filled with natural light and enhanced by soaring ceilings, oversized cased doorways, and rich hardwood floors throughout. The welcoming foyer opens to a formal dining room and a private office with French doors before flowing seamlessly into the open-concept kitchen and expansive family room—perfect for everyday living and entertaining alike. The updated kitchen features new granite countertops, refreshed lighting, under-cabinet lighting, a large center island with seating, and new appliances including a dishwasher, stove, and oven/microwave combo (2025). The adjoining breakfast area opens effortlessly to the family room, where oversized windows and a gas fireplace create a warm and inviting gathering space. The main-level primary suite offers a peaceful retreat with dual walk-in closets and a beautifully renovated spa-inspired bath (2022) featuring dual vanities, a frameless glass walk-in shower, and a classic cast-iron clawfoot tub. Upstairs, you’ll find a second primary suite, two additional bedrooms, updated carpet (2020), a spacious bonus room, and an oversized walk-in attic with exceptional storage rarely found in homes of this size. Outdoor living is equally impressive, with an expansive covered front porch, private screened porch, patio (2021), and a large fenced backyard surrounded by mature landscaping. Dual laundry areas—including a main-level laundry room and upstairs laundry closet—add everyday convenience. Thoughtfully maintained and extensively updated, the home also includes dual tankless water heaters (2023), updated HVAC systems (2020-2023), refreshed kitchen lighting, updated shutters and fencing, and the addition of the front porch roof. Enjoy all that Ardrey has to offer, including one of the neighborhood parks directly across the street, the community swimming pool, and beloved neighborhood holiday festivities.

Property details

Beds
4
Baths
4.5
SqFt
4,141
Lot
60x151x60x151
Year built
2007
Type
Single Family
Days on market
2
Garage
2
Style
Charleston
Heating
Central, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$165 / mo

Features

  • Attic Walk In
  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$9,548/ month

Principal & interest
$7,896
Property tax (~1.05%)
$1,115
Homeowners insurance
$371
HOA dues
$165

Down payment

$63,750 down · $1,211,250 financed

Income to qualify (28% rule)

~$409,240 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.