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John KurtzCharlotte · NC

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Ellenboro · Ellenboro, NC

995 Towery Trace

Ellenboro, NC · 3,887 sqft

$790,000

Reduced from $825,000

  • 3Beds
  • 3Baths
  • 3,887SqFt
  • 2008Year
  • 81Days on market

About this home

For those who believe the best destinations are found off the beaten path, this remarkable mountain retreat delivers. Set on 16.6 acres with sweeping 180-degree eastern views stretching across South Mountains State Park and the NC Piedmont, this three-bedroom, three-bath home offers nearly 3,900 square feet of space, privacy, and connection to its surroundings. The living room is filled with natural light, featuring vaulted ceilings, hardwood floors, and a wood-burning fireplace, while expansive windows frame layered mountain ridgelines and the glow of morning sun. Pine and oak harvested directly from the property have been thoughtfully incorporated throughout, adding warmth and a sense of place.

The main level includes a spacious kitchen, dining area, and a large sunroom with vaulted ceilings that opens to a wraparound deck overlooking the view, well suited for both entertaining and quiet retreat. Each level of the home includes its own bedroom and full bath, offering comfortable separation for guests. Upstairs, a loft overlooks the main living area and serves easily as a reading nook or home office. The lower level features a private entrance, kitchenette, bedroom and bath, along with a finished media room complete with a Murphy bed and ceiling-mounted projector, making it ideal for extended stays or potential rental use.

Outside, approximately half an acre of level grassy yard provides usable outdoor space, complemented by a paver patio and fire pit for evenings under the sky. A two-car garage, an additional detached garage down the hill, workshop space, and generous storage offer flexibility for vehicles, hobbies, and gear. RV or tiny home hookups are already in place, adding to the property’s versatility. With Starlink internet and the option to convey fully furnished, this home offers a true turnkey opportunity.

Conveniently positioned between Asheville and Charlotte, this property provides a peaceful escape with the ability to stay connected when needed.

Property details

Beds
3
Baths
3
SqFt
3,887
Lot
Year built
2008
Type
Single Family
Days on market
81
Garage
2
Heating
Ductless, Forced Air, Propane
Cooling
Central Air, Ductless
Foundation
Basement
Flooring
Carpet, Tile, Vinyl, Wood
View
Long Range, Mountain(s), Winter, Year Round
HOA dues
$300 / yr

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Kitchen Island
  • Storage
  • Walk-In Closet(s)
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,839/ month

Principal & interest
$4,892
Property tax (~1.05%)
$691
Homeowners insurance
$230
HOA dues
$25

Down payment

$39,500 down · $750,500 financed

Income to qualify (28% rule)

~$250,258 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.