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John KurtzCharlotte · NC

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Belmont · Belmont, NC

1017 Peninsula Drive

Belmont, NC · 4,342 sqft

$1,650,000

  • 5Beds
  • 3.5Baths
  • 4,342SqFt
  • 2014Year

About this home

Here, on the quiet edge of Lake Wylie, life slows down just enough to catch up on the moments that matter. This Belmont waterfront retreat is the kind of place where mornings begin with soft light on the water and evenings end in a spectacular wash of color with ethereal hues that simply feel unreal. From the expansive covered porch to the easy descent to reach the water, the deep-water views stretch wide and open, shifting with the breeze, and glowing each night as the sun sinks behind the lake. Here, you'll find a view that is one in a million! Inside, the home balances warmth and refinement, with an easy flow and top-of-the-line finishes. Five bedrooms, a dedicated office, and several flex spaces offer room for every chapter of life. Refinement and elegance are abundant in the home's sophisticated finishes, including stunning hardwoods, plantation shutters, an expansive kitchen island, a built-in coffee bar, built-in cabinetry, an on-demand water heater, and a massive walk-in attic! Downstairs, the walk-out, finished basement can be accessed from the interior or exterior and unfolds like its own private haven: the living room, bedroom, and full bath could easily become a second living quarters! This space is perfect for guests, extended loved ones, or anyone who deserves a space of their own. Each space feels intentional, inviting you to slow down, settle in, and stay awhile. Then there’s the lake life — fully ready from day one. A covered dock with a boat lift and a 19-ft pontoon boat with remote-controlled cover (included) mean your first sunset cruise isn’t a dream; it’s your first weekend in your new home! This isn’t just a house. It’s a lakeside rhythm... a front-row seat to the sunset. It's a place where weekends feel like vacations and everyday life feels a little softer, a little slower, a little more YOURS. (Additional photos to follow!)

Property details

Beds
5
Baths
3.5
SqFt
4,342
Lot
Year built
2014
Type
Single Family
Garage
2
Style
Transitional
Heating
Central, Natural Gas, Zoned
Cooling
Ceiling Fan(s), Central Air, Electric, Multi Units, Zoned
Foundation
Basement, Crawl Space, Permanent
Flooring
Carpet, Laminate, Tile, Wood
View
Water, Year Round
HOA dues
$425 / yr

Features

  • Attic Other
  • Attic Walk In
  • Built-in Features
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Wet Bar
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$11,904/ month

Principal & interest
$10,218
Property tax (~0.85%)
$1,168
Homeowners insurance
$481
HOA dues
$35

Down payment

$82,500 down · $1,567,500 financed

Income to qualify (28% rule)

~$510,186 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.