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John KurtzCharlotte · NC

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Belmont · Belmont, NC

24 Oak Street

Belmont, NC · 2,593 sqft

$855,000

  • 4Beds
  • 2.5Baths
  • 2,593SqFt
  • 2019Year

About this home

You will love this custom home built in 2019 by respected local builder Andrew Lineberger, offering exceptional craftsmanship, thoughtful upgrades, and a location just moments from Downtown Belmont, Stowe Park, and Davis Park. With beautiful selections, premium finishes, and a layout designed for comfort and flexibility, this home truly stands out.

Inside, the open floorplan features locally sourced custom cabinetry, granite countertops, 3/4" site-finished hardwoods, and detailed moldings that highlight the builder’s quality. The owner’s suite is conveniently located on the main floor, while the upper level includes three bedrooms, a flex room, and a common sitting area. Custom storage upgrades include Elfa Decor systems in the primary closet, pantry, and laundry room, plus added cabinetry and countertop space in the laundry. A custom queen-size Murphy bed with shelving elevates the guest room.

The kitchen is a chef’s dream, equipped with top-of-the-line appliances: Monogram 240v Advantium and convection ovens, Wolf cooktop, Miele dishwasher, KitchenAid refrigerator, and a Fulgor Milano warming oven — all with active extended warranties. A Newport Brass faucet, custom cabinet modifications, and RevAShelf sliding storage complete the space. The living room features a walnut mantel and custom cabinetry crafted to match the kitchen island.

Outdoor enhancements are extensive. Landscaping includes crepe myrtle and magnolia trees, original oak and water oak canopy over the pool, new sod and seeding, irrigation in the front flower bed, a north-side retaining wall, patio, fire pit, paver parking pad, and a drainage system across the backyard and north end. The 8' fence offers privacy with open rails on the west end, locked gates on both sides, and explicit fencing rights on the southwest corner parking pad easement.

The driveway accommodates up to four cars, with space for a utility trailer, and leads to a remarkable permitted 24x40 garage addition. This structure includes 12-foot ceilings, a 960 sq ft footprint, an elevated workshop platform with stairs and parking underneath, a dedicated 200-amp panel plus 85-amp sub-panel, raised garage door rails with new springs, direct-drive opener, and new gutters with guards. It can easily store four cars. Making it ideal for car enthusiasts, hobbyists, or anyone needing serious workspace.

For wellness and relaxation, enjoy the Hydra Spa lap pool with hydrotherapy jets, swim-current generator, and hydraulic treadmill, all supported by an enclosed equipment pit with access door. A Trex deck with lighting and east-side stairs completes the space.

Both porches feature Vintage Door mahogany screen doors with bronze hardware, glass inserts for the front, ceiling fans, and Coolaroo UV screens. The home is fully wired with network cabling to the living room, upstairs rooms, porches, and garage, plus MantelMount and bonus-room TV mounts and extensive smart lighting with switches and relays.

This home is clean, meticulously maintained, and truly everything the photos suggest — and more. With its custom construction, premium upgrades, expanded garage, private outdoor amenities, and walkable Belmont location, 24 Oak Street is a rare and exceptional opportunity.

Property details

Beds
4
Baths
2.5
SqFt
2,593
Lot
Year built
2019
Type
Single Family
Garage
3
Heating
Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Tile, Wood

Features

  • Fire Pit
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,150/ month

Principal & interest
$5,295
Property tax (~0.85%)
$605
Homeowners insurance
$249
HOA dues

Down payment

$42,750 down · $812,250 financed

Income to qualify (28% rule)

~$263,583 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.