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John KurtzCharlotte · NC

Charlotte · Charlotte, NC

1304 N Davidson Street

Charlotte, NC · 1,008 sqft

$449,000

  • 3Beds
  • 1Baths
  • 1,008SqFt
  • 1988Year
  • 1Days on market

About this home

Prime Opportunity in Belmont/Optimist Park! Nestled in one of Charlotte's most sought-after neighborhoods, this 3-bedroom, 1-bath home offers incredible potential as a renovation project or the ideal site for your custom dream home. Backing directly to the scenic Little Sugar Creek Greenway, you'll enjoy miles of walking and biking trails, added privacy from the adjacent greenway land, and seasonal views of the Uptown Charlotte skyline.

Located just minutes from Uptown, Plaza Midwood, and NoDa, this property places you at the center of Charlotte's vibrant lifestyle. Walk to Optimist Hall, Cordelia Park, and an abundance of popular restaurants, breweries, coffee shops, and local boutiques. With nearby buildable lots selling for $380,000+, this is a rare opportunity to secure a premium homesite in a rapidly appreciating area. Don't miss your chance to invest in one of Charlotte's hottest locations!

Property details

Beds
3
Baths
1
SqFt
1,008
Lot
Year built
1988
Type
Single Family
Days on market
1
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,304/ month

Principal & interest
$2,780
Property tax (~1.05%)
$392
Homeowners insurance
$130
HOA dues

Down payment

$22,450 down · $426,550 financed

Income to qualify (28% rule)

~$141,627 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.