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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

1313 Old Mill Road

Lincolnton, NC · 1,481 sqft

$314,900

  • 3Beds
  • 2Baths
  • 1,481SqFt
  • 1980Year
  • 170x185x310x187Lot
  • 1Days on market

About this home

Welcome to 1313 Old Mill Road, a charming ranch home offering the perfect blend of comfort, space, and peace of mind. Situated on a generous .88-acre lot, this well maintained 3 bedroom, 2 bathroom home provides the ideal setting for families, first time buyers, or anyone seeking one level living with room to spread out.

Step inside to a spacious great room featuring soaring ceilings, exposed wood beams, and a warm, inviting atmosphere perfect for gathering with family and friends. The functional floor plan offers comfortable living spaces and plenty of natural light throughout.

Recent improvements include a new roof, providing valuable updates that help protect your investment for years to come. Enjoy added confidence with a fully encapsulated crawl space, a significant upgrade for moisture control, energy efficiency, and long-term home health. An optional extended warranty is available for transfer to the new owner, providing extra peace of mind.

Outside, you'll love the expansive backyard with endless possibilities for entertaining, gardening, pets, or play. A detached storage shed offers additional space for tools, hobbies, or equipment, while the covered carport provides convenient parking and protection from the elements.

Located in a desirable Lincolnton location with easy access to shopping, dining, and major highways, this move in ready ranch home combines country charm with everyday convenience.

If you've been searching for a home with character, a large yard, and one level living, this one is ready to welcome you home!

Property details

Beds
3
Baths
2
SqFt
1,481
Lot
170x185x310x187
Year built
1980
Type
Single Family
Days on market
1
Style
Ranch
Heating
Heat Pump
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Crawl Space
Flooring
Laminate, Tile

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,317/ month

Principal & interest
$1,950
Property tax (~1.05%)
$275
Homeowners insurance
$91
HOA dues

Down payment

$15,745 down · $299,155 financed

Income to qualify (28% rule)

~$99,328 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.