Lincolnton · Lincolnton, NC
823 N Laurel Street
Lincolnton, NC · 1,434 sqft
$320,000
- 3Beds
- 2Baths
- 1,434SqFt
- 1948Year
- 93F x 110LS x 87R x 144RSLot
About this home
Downtown Lincolnton Living on popular N. Laurel Street! Charming cottage-style home perfectly positioned in the heart of downtown Lincolnton. Located on desirable N. Laurel Street, this property offers a lifestyle as inviting as the home itself—enjoy winter sledding on the hill or relaxed golf cart rides on warm summer evenings. Just around the corner, you can access the Rail Trail for walking, running, or biking, making it easy to enjoy all that downtown has to offer. Inside, this home is filled with character and timeless appeal. Hardwood floors flow throughout the main living areas, kitchen and bedrooms, while ceramic tile enhances the bathrooms. Offering three bedrooms and two full baths, the layout is both functional and flexible. The primary suite features sliding doors that open to a private sitting area—perfect for morning coffee or peaceful evenings under the stars. Plantation shutters throughout add charm and architectural detail. A bonus/flex room provides versatility and could serve as a sitting room, dining space, office, or craft room to fit your needs. Situated on a corner lot, the exterior offers a two-car carport with attached storage room, a backyard gazebo, and ample space to add a garage or additional building if desired. This home blends downtown convenience, character, and outdoor enjoyment in one special package. There is an additional lot behind the property that is available for purchase. Seller prefers a late August Closing. Don’t Wait—opportunities like this in Downtown Lincolnton don’t last long!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,434
- Lot
- 93F x 110LS x 87R x 144RS
- Year built
- 1948
- Type
- Single Family
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Crawl Space
- Flooring
- Tile, Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,355/ month
- Principal & interest
- $1,981
- Property tax (~1.05%)
- $280
- Homeowners insurance
- $93
- HOA dues
- —
Down payment
$16,000 down · $304,000 financed
Income to qualify (28% rule)
~$100,936 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


