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John KurtzCharlotte · NC

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Cornelius · Cornelius, NC

18029 Whispering Oaks Drive

Cornelius, NC · 2,150 sqft

$1,400,000

  • 3Beds
  • 2Baths
  • 2,150SqFt
  • 1967Year
  • 3Days on market

About this home

Large, (.856 acre) gently sloping waterfront corner lot at end of peninsula with 50' of water frontage, deep water, covered pier, boat lift, and small sandy beach. Water views in all directions, with sunrise (seasonal) and sunset views. Eleven zone irrigation system. 3 BR 2 bath house is likely a teardown, but could be remodeled if desired. It features a large LR, large rec room with 12' bar, sink/ wet bar, sunroom facing lake, deck facing lake, patio, and covered hot tub area. Ramsey Creek Park is within this community and has a dog park, boat ramp, docks, beach, picnic areas, playground, and walking trails. Located off Catawba Ave in Cornelius between I-77 exits 25 & 28. Abundant shopping, dining, and recreational activities are all close by.

Seller/owner is a licensed real estate agent. Lot can be viewed by appointment with seller. House viewing requires advance notice and proof of funds.

Property details

Beds
3
Baths
2
SqFt
2,150
Lot
Year built
1967
Type
Single Family
Days on market
3
Garage
1
Style
Ranch
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Linoleum, Tile
View
Water

Features

  • Attic Stairs Pulldown
  • Walk-In Closet(s)
  • Wet Bar
  • Above Ground Hot Tub / Spa
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$10,303/ month

Principal & interest
$8,670
Property tax (~1.05%)
$1,225
Homeowners insurance
$408
HOA dues

Down payment

$70,000 down · $1,330,000 financed

Income to qualify (28% rule)

~$441,597 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.