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John KurtzCharlotte · NC

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Cornelius · Cornelius, NC

18316 Mainsail Pointe Drive

Cornelius, NC · 3,835 sqft

$2,800,000

Reduced from $3,150,000

  • 4Beds
  • 4.5Baths
  • 3,835SqFt
  • 1992Year
  • 166Days on market

About this home

Refined waterfront living in The Peninsula—where architectural detail, thoughtful renovation,
and everyday lake life meet. This exceptional home presents an unforgettable lakeside experience. A long stamped-and-stained approach and classic lantern lighting welcome guests to a residence defined by premium finishes and a seamless indoor-outdoor flow, featuring a covered front porch that spans nearly the entire length of the home. Inside, exceptional millwork, crown molding, and custom built-ins reveal a home carefully curated for both entertaining and relaxation. The completely renovated kitchen—anchored by exotic Brazilian granite, a hammered copper sink, Wolf cooktop, double ovens, and expansive pantry—flows directly into the family room and onto the large covered back deck. Oversized picture windows and plantation shutters frame the lake at every turn, bathing rooms in light and drawing the eye to the water beyond. The main-floor primary suite is a true lakeside retreat with private deck access, dual custom walk-in closets, and a spa-inspired bath finished in Calacatta marble. Upstairs, guest accommodations are generous in scale. Two large bedrooms sharing a thoughtfully designed Jack-and-Jill bath with separate vanities and a stunning walk-in tile shower with glass enclosure, plus a third suite with its own ensuite and walk-in cedar closet. A substantial upper-level office above the garage, appointed with custom cabinetry and plumbing for a full bath, offers flexible workspace or guest accommodations. Heated floors in primary bath. Custom in wall audio system throughout the entire first floor (sunroom, living room, kitchen, bedroom) , great for entertaining  Outdoors, a broad covered deck with beadboard ceiling, recessed lighting, and fans create an ideal setting for morning coffee or sunset entertaining. Flagstone walkways lead to a private sandy beach, dock, and firepit, creating multiple lakeside moments to savor. Custom DaVinci composite cedar shingle 50 year roof. This is Lake Norman living at its most elevated—beautifully updated, impeccably appointed, and privately set on one of The Peninsula’s most desirable stretches of shoreline. Opportunities of this quality are rare.

Property details

Beds
4
Baths
4.5
SqFt
3,835
Lot
Year built
1992
Type
Single Family
Days on market
166
Garage
2
Heating
Forced Air, Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
View
Water, Year Round
HOA dues
$1,600 / yr

Features

  • Built-in Features
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Fire Pit
  • Dock - Floating
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$20,741/ month

Principal & interest
$17,341
Property tax (~1.05%)
$2,450
Homeowners insurance
$816
HOA dues
$133

Down payment

$140,000 down · $2,660,000 financed

Income to qualify (28% rule)

~$888,909 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.