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John KurtzCharlotte · NC

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Cornelius · Cornelius, NC

18726 Bluff Point Road

Cornelius, NC · 1,891 sqft

$1,399,000

Reduced from $1,499,000

  • 4Beds
  • 2Baths
  • 1,891SqFt
  • 1987Year
  • 53Days on market

About this home

Experience true lakefront living with this rare waterfront opportunity on a .55-acre flat lot with over 110 feet of shoreline, impervious exempt, and no HOA! With its generous shoreline, flat topography, and limitless potential, this is a true Lake Norman gem offering the views, the space, and the lifestyle that make lakefront living so special. Perfectly positioned in a quiet cove off Lake Norman’s main channel, this property offers long-range water views and breathtaking seasonal sunsets that create a peaceful setting. The expansive lot provides both space and privacy, an increasingly rare find, while offering the freedom to build or renovate without restrictions. Whether you choose to enhance the existing home (additional 1,000 ft of unheated basement square footage), or design the custom lakefront retreat you’ve always envisioned, this waterfront property gives you complete flexibility. Surrounded by prestigious multi-million-dollar lake homes, the location blends luxury, tranquility, and natural beauty. The home offers a private dock, ideal for boating, paddleboarding, fishing, or simply relaxing by the water’s edge as the sun sets over the main channel. Conveniently located just minutes from grocery stores, shopping, restaurants, Birkdale Village, parks, walking trails, and major roadways for easy commuting, this property delivers the perfect balance of everyday convenience and elevated lake living. Easily connect to city sewer & city water.

Property details

Beds
4
Baths
2
SqFt
1,891
Lot
Year built
1987
Type
Single Family
Days on market
53
Garage
3
Heating
Electric
Cooling
Central Air
Foundation
Basement
View
Long Range, Water, Year Round

Features

  • Dock - Floating

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$10,296/ month

Principal & interest
$8,664
Property tax (~1.05%)
$1,224
Homeowners insurance
$408
HOA dues

Down payment

$69,950 down · $1,329,050 financed

Income to qualify (28% rule)

~$441,282 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.