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John KurtzCharlotte · NC

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Cornelius · Cornelius, NC

18735 Ramsey Cove Drive

Cornelius, NC · 1,723 sqft

$440,000

Reduced from $450,000

  • 3Beds
  • 2.5Baths
  • 1,723SqFt
  • 1998Year
  • 30Days on market

About this home

Welcome to this beautifully maintained and updated brick end-unit townhome in Cornelius, NC, located in one of the Lake Norman area’s most desirable communities. Ideally situated near shopping, dining, parks, top-rated schools, and I-77, this move-in ready home offers 3 bedrooms and 2.5 bathrooms with fresh interior paint throughout, creating a bright, modern feel from the moment you enter. The main-level primary suite provides convenience and privacy, complete with a custom built-in closet system for optimal organization. Light-filled, open-concept living spaces flow seamlessly to a private fenced outdoor patio, perfect for entertaining, grilling, or relaxing evenings at home. Upstairs, a spacious loft offers flexible living space ideal for a home office, media room, playroom, or second living area, while two additional bedrooms share a well-appointed Jack and Jill bathroom. Enjoy resort-style community amenities including a scenic boardwalk, tennis courts, and a sparkling pool. Located just minutes from Lake Norman marinas, Birkdale Village, downtown Cornelius, Davidson, and Charlotte, this is a rare opportunity to own a 3-bedroom townhome in a prime Lake Norman location.

Property details

Beds
3
Baths
2.5
SqFt
1,723
Lot
Year built
1998
Type
Townhome
Days on market
30
Garage
1
Style
Transitional
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Laminate, Tile, Vinyl
HOA dues
$395 / mo

Features

  • Attic Other
  • Built-in Features
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,633/ month

Principal & interest
$2,725
Property tax (~1.05%)
$385
Homeowners insurance
$128
HOA dues
$395

Down payment

$22,000 down · $418,000 financed

Income to qualify (28% rule)

~$155,716 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.