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John KurtzCharlotte · NC

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Cornelius · Cornelius, NC

18851 Vineyard Point Lane

Cornelius, NC · 783 sqft

$415,000

  • 2Beds
  • 2Baths
  • 783SqFt
  • 1989Year
  • 6Days on market

About this home

Experience true Lake Norman living in this move-in ready waterfront condo located in the sought-after Vineyard Point community. Thoughtfully updated and well-maintained by its current owner, this 2-bedroom, 2-bath unit reflects pride of ownership throughout.

Enjoy a spacious balcony overlooking the pool with panoramic water views, perfect for relaxing or entertaining. The bright white kitchen features stainless steel appliances, tile backsplash, breakfast bar, and opens seamlessly into the main living area with a split-bedroom floor plan for added privacy.

Major improvements include newer windows, HVAC, and flooring, offering peace of mind and turnkey convenience. Residents have access to incredible amenities including a waterfront pool, tennis courts, boardwalk, and community dock. Boat slips may be available for lease Lake Norman Company 704-892-4619, along with kayak and paddleboard storage.

HOA covers cable, water, sewer, and lawn maintenance—making this an easy, low-maintenance lake retreat or investment opportunity. Ideally located just minutes from Birkdale Village, shopping, dining, and I-77.

Property details

Beds
2
Baths
2
SqFt
783
Lot
Year built
1989
Type
Condo
Days on market
6
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
View
Water, Year Round
HOA dues
$310 / mo

Features

  • Breakfast Bar
  • Built-in Features
  • Cable Prewire
  • Open Floorplan
  • Split Bedroom
  • Lawn Maintenance
  • Tennis Court(s)
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,364/ month

Principal & interest
$2,570
Property tax (~1.05%)
$363
Homeowners insurance
$121
HOA dues
$310

Down payment

$20,750 down · $394,250 financed

Income to qualify (28% rule)

~$144,188 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.