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John KurtzCharlotte · NC

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Cornelius · Cornelius, NC

18928 Peninsula Point Drive

Cornelius, NC · 3,831 sqft

$1,850,000

  • 4Beds
  • 3.5Baths
  • 3,831SqFt
  • 1995Year
  • 25Days on market

About this home

Positioned on a sought-after street within The Peninsula, this move-in ready residence presents a refined approach to Lake Norman living, where architectural scale, indoor-outdoor design and everyday functionality align. A grand entry framed by double ironwork doors opens to a two-story living space defined by volume and light. The entryway is complemented by an elaborate chandelier that establishes a strong sense of arrival. The open-to-below design creates a dramatic vertical presence, enhanced by an upper-level overlook that anchors the home’s layout. A fireplace with integrated built-in cabinetry establishes the living room as a central gathering point, while expansive multi-panel sliding glass doors fully retract, extending the space seamlessly onto the deck for true indoor-outdoor living. The kitchen has been reimagined for both function and entertaining, featuring custom cabinetry, stainless steel appliances and granite countertops. A window-lined breakfast area introduces natural light throughout the day, while a dedicated office and formal dining area provide flexibility for work, hosting and daily routines. The primary suite offers a private retreat with dual closets and direct access to a renovated bath appointed with heated tile flooring and LED mirrors. Three additional bedrooms are located on the upper level. A first-floor laundry room adds convenience, while an upper-level flex space allows for media, fitness or secondary lounge use. The exterior combines stucco and stone, reinforcing the home’s architectural presence. The flat, manicured yard is framed by mature landscaping that enhances privacy, with approval in place for future pool installation. The outdoor deck serves as a natural extension of the interior living areas. Located within The Peninsula community, the home offers access to Lake Norman, golf and established neighborhood amenities. Nearby The Peninsula Club provides golf, tennis and pool facilities, while Safe Harbor Peninsula Yacht Club supports an active boating lifestyle.

Property details

Beds
4
Baths
3.5
SqFt
3,831
Lot
Year built
1995
Type
Single Family
Days on market
25
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
HOA dues
$795 / 6mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$13,748/ month

Principal & interest
$11,457
Property tax (~1.05%)
$1,618
Homeowners insurance
$539
HOA dues
$132

Down payment

$92,500 down · $1,757,500 financed

Income to qualify (28% rule)

~$589,218 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.