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John KurtzCharlotte · NC

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Cornelius · Cornelius, NC

19449 Smith Circle

Cornelius, NC · 2,368 sqft

$479,300

Reduced from $545,900

  • 4Beds
  • 2.5Baths
  • 2,368SqFt
  • 2014Year
  • 160X82X216X101Lot
  • 92Days on market

About this home

"MOVE IN READY" with transferable 13-month HWA Select Plus Home Warranty, all inclusive, fully paid for by seller/ New HVAC unit installed 4/11/2023. Professionally maintained home with quarterly termite protection service. Ideal for buyers relocating to the Cornelius, Davidson, Huntersville, and Lake Norman area. Flexible layout for multi-generational living/home office. No HOA in the area. The backyard features a patio for outdoor dining and entertaining, with a fenced backyard on a 0.34 -acre with an above-ground pool 4 ft X 20 ft in diameter, ready for you now to enjoy great, relaxed, enjoyable swimming.

Well-maintained 4-bedroom 2½ bath. This home has an open floor plan with a great room featuring a gas fireplace, an open kitchen with granite countertops, and all stainless-steel appliances included. The freezer in the garage does not remain. All window blinds and rods remain with the home.

A walk-in pantry and a breakfast area make meal prep and cooking a pleasure. A dining room and ½ bath are located on the first floor. The first floor has hardwood floors throughout.

Upstairs features 4 bedrooms with a large master bedroom and master bath with a separate shower, large tub, and large vanity with dual sinks. Each bedroom features a walk-in closet. The guest bathroom is well equipped with a tub/shower combo and a vanity with dual sinks.

The laundry room is spacious and located upstairs, making laundry efficient, with an electric washer and dryer that remain. One owner since built as a model home and has been extremely well taken care of.

Property details

Beds
4
Baths
2.5
SqFt
2,368
Lot
160X82X216X101
Year built
2014
Type
Single Family
Days on market
92
Garage
2
Style
Traditional
Heating
Hot Water, Natural Gas, Zoned
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Slab
Flooring
Carpet, Linoleum, Wood
View
Year Round

Features

  • Attic Stairs Pulldown
  • Garden Tub
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Fire Pit
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,527/ month

Principal & interest
$2,968
Property tax (~1.05%)
$419
Homeowners insurance
$139
HOA dues

Down payment

$23,965 down · $455,335 financed

Income to qualify (28% rule)

~$151,184 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.