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John KurtzCharlotte · NC

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Cornelius · Cornelius, NC

19506 Mary Ardrey Circle

Cornelius, NC · 5,027 sqft

$3,750,000

  • 5Beds
  • 4.5Baths
  • 5,027SqFt
  • 1995Year
  • 4Days on market

About this home

Welcome to 19506 Mary Ardrey Circle, an exceptional waterfront estate in the prestigious Patricks Purchase community on Lake Norman, where a truly private oasis awaits. Set on an expansive, meticulously landscaped waterfront lot, this beautifully renovated residence offers refined luxury, thoughtful design, and seamless indoor-outdoor living. The open floor plan is enhanced by custom millwork and a gourmet kitchen appointed with Viking and Sub-Zero appliances, flowing effortlessly into inviting living spaces. The luxurious primary suite features a private balcony overlooking the lake and a spa-inspired bath, while an additional bedroom with an en suite bath and a dedicated home office complete the main level. Upstairs, a spacious bonus room or additional bedroom provides ideal flexibility. The lower level is designed for both relaxation and entertaining, offering two additional bedrooms with en suite baths, a recreation room, exercise room, and dining area. Outdoors, enjoy a resort-style setting with a sparkling pool, putting green, covered living area, and tranquil, panoramic views of Lake Norman. This is a rare opportunity to own an extraordinary waterfront retreat that embodies privacy, elegance, and elevated lakefront living.

Property details

Beds
5
Baths
4.5
SqFt
5,027
Lot
Year built
1995
Type
Single Family
Days on market
4
Garage
3
Style
Traditional
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement, Slab
Flooring
Carpet, Tile, Wood
View
Water
HOA dues
$500 / yr

Features

  • Attic Walk In
  • Breakfast Bar
  • Built-in Features
  • Drop Zone
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Wet Bar
  • Hot Tub
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$27,641/ month

Principal & interest
$23,224
Property tax (~1.05%)
$3,281
Homeowners insurance
$1,093
HOA dues
$41

Down payment

$187,500 down · $3,562,500 financed

Income to qualify (28% rule)

~$1,184,635 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.