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John KurtzCharlotte · NC

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Cornelius · Cornelius, NC

19830 Oak Leaf Circle

Cornelius, NC · 1,528 sqft

$314,500

Reduced from $315,000

  • 2Beds
  • 2Baths
  • 1,528SqFt
  • 1995Year
  • 49Days on market

About this home

*Seller offering 3k towards closing costs! Tucked away from downtown Cornelius but with easy access to shopping, dining, and main roads, this charming end-unit patio home is located in a quiet 55+ community with sidewalks, a scenic pond, pool, and clubhouse. The home offers 2 bedrooms and 2 full baths, a designated dining room, and a fully glassed-in sunroom overlooking the peaceful pond. A perfect spot to relax and enjoy the view. The larger end-unit layout brings in great natural light and a warm, comfortable feel throughout. HVAC (2017)and water heater (2014). Washer/dryer and refrigerator convey.

Property details

Beds
2
Baths
2
SqFt
1,528
Lot
Year built
1995
Type
Townhome
Days on market
49
Heating
Heat Pump
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Laminate, Hardwood, Tile
HOA dues
$382 / mo

Features

  • Attic Stairs Pulldown
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,696/ month

Principal & interest
$1,947
Property tax (~1.05%)
$275
Homeowners insurance
$91
HOA dues
$382

Down payment

$15,725 down · $298,775 financed

Income to qualify (28% rule)

~$115,573 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.