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John KurtzCharlotte · NC

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Cornelius · Cornelius, NC

19986 Oak Leaf Circle

Cornelius, NC · 1,364 sqft

$299,900

  • 2Beds
  • 2Baths
  • 1,364SqFt
  • 1992Year
  • 90'x31'Lot
  • 106Days on market

About this home

If you’ve been waiting for a low-maintenance home that offers true space, flexibility, and comfort—this is the one. Located in the highly desirable Twin Oaks 55+ community in Cornelius, this thoughtfully updated 2-bedroom, 2-bath home stands out with features not commonly found in the neighborhood, including a versatile loft and a bright three-season room that expands your everyday living space. From the moment you step inside, you’ll notice the light-filled, open feel, enhanced by fresh interior paint, updated lighting, and a clean, modern aesthetic throughout. The kitchen is both functional and inviting, featuring granite countertops, a classic subway tile backsplash, and stainless steel appliances—perfect for daily living or casual entertaining. The main living area is anchored by a cozy gas fireplace, creating a warm and welcoming space to relax. Just beyond, the three-season room offers a peaceful retreat for morning coffee or unwinding in the evening while enjoying the natural surroundings. Upstairs, the loft provides valuable bonus space ideal for a home office, hobby area, guest space, or reading retreat—adding flexibility that many homes in Twin Oaks simply don’t offer. Residents enjoy a low-maintenance lifestyle with lawn care included, along with community amenities such as a clubhouse and pool. Conveniently located near shopping, dining, medical offices, and everything Cornelius and Lake Norman have to offer. This home delivers the perfect balance of comfort, convenience, and easy living—ready for you to move in and enjoy.

Property details

Beds
2
Baths
2
SqFt
1,364
Lot
90'x31'
Year built
1992
Type
Townhome
Days on market
106
Heating
Central
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Laminate, Tile
HOA dues
$382 / mo

Features

  • Attic Other
  • Open Floorplan
  • Split Bedroom
  • Storage
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,589/ month

Principal & interest
$1,857
Property tax (~1.05%)
$262
Homeowners insurance
$87
HOA dues
$382

Down payment

$14,995 down · $284,905 financed

Income to qualify (28% rule)

~$110,967 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.