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John KurtzCharlotte · NC

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Cornelius · Cornelius, NC

20011 Chapel Point Lane

Cornelius, NC · 3,210 sqft

$920,000

Reduced from $945,900

  • 4Beds
  • 2.5Baths
  • 3,210SqFt
  • 1990Year
  • 66Days on market

About this home

Water and nature enthusiasts will fall in love with the setting and lifestyle this exceptional home offers in a charming Lake Norman community, where lake access is just a two-minute walk from the front door. Spend your days floating at the swim dock, launching kayaks, canoes, and paddleboards from the community boat ramp, or setting out on the lake from the private neighborhood dock. Outdoor recreation continues with Jetton Park just one mile away, perfect for walking, biking, and enjoying the lakefront trails. Inside, the home blends timeless finishes with spacious living areas and abundant natural light. Large windows throughout frame the surrounding wooded landscape, bringing the beauty of every season indoors. The open floor plan is ideal for entertaining, anchored by a thoughtfully designed kitchen featuring double ovens, a gas range, and an oversized island perfect for gathering with family and friends. The walk-out basement opens to a screened porch and stone patio, creating a peaceful retreat where evenings are accompanied by the sounds of tree frogs, owls, and songbirds. The lower level also includes a large built-in storage room already plumbed for a future fourth bathroom. This flexible space is ideal for recreation, guests, or kids’ sleepovers, while the primary suite and three additional bedrooms upstairs provide privacy and separation from the activity below. Nestled along the tree-lined streets of Chapel Point Lane, this home is part of a small, picturesque neighborhood known for its distinctive architecture and welcoming atmosphere. Despite its quiet setting, the community is conveniently located near top-rated schools, shopping, dining, and everyday conveniences. Pre-listing stucco inspection completed (04/08/2025) by a certified inspector, Morgan McClure. Documentation available by request. SELLER IS OFFERING $25,000.00 LANDSCAPING CREDIT!! $4,000.00 LENDER CREDIT OFFERED FROM OUR FAIRWAY LENDING REPRESENTATIVE.

Property details

Beds
4
Baths
2.5
SqFt
3,210
Lot
Year built
1990
Type
Single Family
Days on market
66
Garage
2
Heating
Central, Natural Gas
Cooling
Central Air
Foundation
Basement, Crawl Space
Flooring
Carpet, Wood
HOA dues
$550 / yr

Features

  • Entrance Foyer
  • Kitchen Island
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,816/ month

Principal & interest
$5,697
Property tax (~1.05%)
$805
Homeowners insurance
$268
HOA dues
$45

Down payment

$46,000 down · $874,000 financed

Income to qualify (28% rule)

~$292,156 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.