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John KurtzCharlotte · NC

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Cornelius · Cornelius, NC

20105 Chapel Point Lane

Cornelius, NC · 2,304 sqft

$1,700,000

Reduced from $1,875,000

  • 4Beds
  • 2.5Baths
  • 2,304SqFt
  • 1991Year
  • 254Days on market

About this home

WATERFRONT IN CORNELIUS! Fully remodeled with designer finishes throughout, this private oasis offers water views from nearly every room.

You've earned it — relax on the backyard deck overlooking the lake and marina. Enjoy 46' of water frontage, a private dock, a sandy beach, and access to the community boat ramp and dock. Expansive windows fill the main living areas with natural light, creating an airy, vacation-like feel.

The main-level primary suite offers water views, privacy, and convenient access to living areas. The elegant ensuite bath with upscale features makes every day a spa day, while dual closets provide ample storage. The chef’s kitchen boasts a 48" range/double oven, perfect for entertaining or everyday meals. Excellent flow between the kitchen, living room, dining room, and expansive deck makes hosting a breeze. Upstairs, three secondary bedrooms offer flexibility — ideal for a home office, gym, or hobby space.

Property details

Beds
4
Baths
2.5
SqFt
2,304
Lot
Year built
1991
Type
Single Family
Days on market
254
Garage
2
Heating
Forced Air, Heat Pump, Natural Gas
Cooling
Attic Fan, Ceiling Fan(s), Central Air, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Hardwood, Tile, Wood
View
Water, Year Round
HOA dues
$550 / yr

Features

  • Attic Other
  • Attic Walk In
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Fire Pit
  • Dock - Floating

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$12,557/ month

Principal & interest
$10,528
Property tax (~1.05%)
$1,487
Homeowners insurance
$495
HOA dues
$45

Down payment

$85,000 down · $1,615,000 financed

Income to qualify (28% rule)

~$538,189 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.