Cornelius · Cornelius, NC
20105 Chapel Point Lane
Cornelius, NC · 2,304 sqft
$1,700,000
Reduced from $1,875,000
- 4Beds
- 2.5Baths
- 2,304SqFt
- 1991Year
- 254Days on market
About this home
WATERFRONT IN CORNELIUS! Fully remodeled with designer finishes throughout, this private oasis offers water views from nearly every room.
You've earned it — relax on the backyard deck overlooking the lake and marina. Enjoy 46' of water frontage, a private dock, a sandy beach, and access to the community boat ramp and dock. Expansive windows fill the main living areas with natural light, creating an airy, vacation-like feel.
The main-level primary suite offers water views, privacy, and convenient access to living areas. The elegant ensuite bath with upscale features makes every day a spa day, while dual closets provide ample storage. The chef’s kitchen boasts a 48" range/double oven, perfect for entertaining or everyday meals. Excellent flow between the kitchen, living room, dining room, and expansive deck makes hosting a breeze. Upstairs, three secondary bedrooms offer flexibility — ideal for a home office, gym, or hobby space.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 2,304
- Lot
- —
- Year built
- 1991
- Type
- Single Family
- Days on market
- 254
- Garage
- 2
- Heating
- Forced Air, Heat Pump, Natural Gas
- Cooling
- Attic Fan, Ceiling Fan(s), Central Air, Heat Pump
- Foundation
- Crawl Space
- Flooring
- Carpet, Hardwood, Tile, Wood
- View
- Water, Year Round
- HOA dues
- $550 / yr
Features
- Attic Other
- Attic Walk In
- Entrance Foyer
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Walk-In Pantry
- Fire Pit
- Dock - Floating
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$12,557/ month
- Principal & interest
- $10,528
- Property tax (~1.05%)
- $1,487
- Homeowners insurance
- $495
- HOA dues
- $45
Down payment
$85,000 down · $1,615,000 financed
Income to qualify (28% rule)
~$538,189 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


