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John KurtzCharlotte · NC

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Cornelius · Cornelius, NC

20221 Regatta Island Drive

Cornelius, NC · 11,008 sqft

$15,900,000

Reduced from $18,999,000

  • 6Beds
  • 7.5Baths
  • 11,008SqFt
  • 2024Year
  • 50Days on market

About this home

Step through the front door and you immediately feel it—total privacy, panoramic water views, and a level of craftsmanship rarely seen on Lake Norman. Set on its own gated 3.04-acre island with approximately 1,250 feet of shoreline, Regatta Island offers a rare combination of scale, exclusivity, and turnkey luxury.

Finished with wide-plank white oak flooring and a premium appliance package featuring Wolf appliances and a Sub-Zero refrigerator, the home blends refined design with top-tier performance. The double-island chef’s kitchen anchors the main living space, flowing seamlessly into expansive indoor and outdoor entertaining areas.

Slide open the doors and transition instantly into resort-style living, where a saltwater pool and spa overlook the water, complemented by fire features and a covered lakeside pavilion designed for year-round enjoyment. A custom pool house and an exceptional private dock by Lyfe Marine — complete with covered boat storage, multiple lifts, and jet ski platforms—create a true waterfront retreat.

Whether enjoying the lake from your private shoreline or heading out for the evening, the property offers both seclusion and convenience—choose your vehicle from the 8-car garage or step onto your boat within seconds.

Completed in July 2024 by King Farm Building Group, this fully furnished estate was designed for effortless indoor-outdoor living and elevated entertaining. Additional features include two Generac generators, two laundry rooms with Electrolux washers and dryers, a Savaria Eclipse elevator, six Daikin HVAC systems, three Navien tankless water heaters, and dual pump-out systems to the road.

Architectural details include Windsor Pinnacle aluminum-clad windows, Charleston blend slate roofing, a custom Clark Hall iron entry door with rain-tempered glass, North Carolina quarried stone, multiple Isokern fireplace systems, and custom copper chimney shrouds. The motor court is finished with Belgard Lafitt Grana slab pavers and Belgian block accents.

A truly rare opportunity to own a fully realized private island compound where every detail has been designed for an exceptional waterfront lifestyle.

All showings by appointment with listing agent. Proof of funds required.

Property details

Beds
6
Baths
7.5
SqFt
11,008
Lot
Year built
2024
Type
Single Family
Days on market
50
Garage
8
Style
Contemporary, Transitional
Heating
Heat Pump, Zoned
Cooling
Ceiling Fan(s), Central Air, Zoned
Foundation
Slab
Flooring
Carpet, Stone, Tile, Wood, Other - See Remarks
View
Water, Year Round
HOA dues
$189 / mo

Features

  • Built-in Features
  • Drop Zone
  • Elevator
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Wet Bar
  • Other - See Remarks
  • Fire Pit
  • In-Ground Irrigation
  • Outdoor Kitchen
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$117,212/ month

Principal & interest
$98,473
Property tax (~1.05%)
$13,912
Homeowners insurance
$4,637
HOA dues
$189

Down payment

$795,000 down · $15,105,000 financed

Income to qualify (28% rule)

~$5,023,384 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.