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John KurtzCharlotte · NC

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Cornelius · Cornelius, NC

20353 Harroway Drive

Cornelius, NC · 2,105 sqft

$425,000

  • 3Beds
  • 2.5Baths
  • 2,105SqFt
  • 2006Year
  • 5227Lot
  • 24Days on market

About this home

Just minutes from Lake Norman, shopping, dining, parks, and interstate access! Charming home in the desirable Harrogate at the Lake community in Cornelius, situated on a corner homesite with manicured landscaping and a welcoming covered front porch. The main level features hardwood floors, abundant natural light, and a spacious layout. The great room offers crown molding, a cozy fireplace, while the kitchen includes stainless steel appliances, breakfast bar, tile backsplash, and ample cabinetry. The owner’s suite on the main level features a tray ceiling, walk-in closet, and en-suite bath with dual vanity, soaking tub, and separate walk-in shower. Upstairs you’ll find spacious secondary bedrooms and a full bath. Enjoy low-maintenance living with lawn care included and easy access to Lake Norman, local parks, restaurants, and entertainment. Priced below assessed tax value. Sold as-is.

Property details

Beds
3
Baths
2.5
SqFt
2,105
Lot
5227
Year built
2006
Type
Single Family
Days on market
24
Garage
2
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Tile, Wood
HOA dues
$140 / mo

Features

  • Garden Tub
  • Walk-In Closet(s)
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,267/ month

Principal & interest
$2,632
Property tax (~1.05%)
$371
Homeowners insurance
$123
HOA dues
$140

Down payment

$21,250 down · $403,750 financed

Income to qualify (28% rule)

~$140,056 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.