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John KurtzCharlotte · NC

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Cornelius · Cornelius, NC

20410 Island Forest Drive

Cornelius, NC · 4,982 sqft

$3,895,000

Reduced from $4,100,000

  • 4Beds
  • 4.5Baths
  • 4,982SqFt
  • 1995Year
  • 45x125x267x35x47x330Lot
  • 91Days on market

About this home

Picture yourself relaxing by your private swimming pool, taking in sweeping waterfront views that stretch for miles. Now you can make this dream a reality. Experience refined lakefront living in this exceptional move-in ready full-brick estate, perfectly positioned to capture breathtaking water views on the shores of Lake Norman. Designed for both elegance and comfort, this stunning residence seamlessly blends timeless architecture with thoughtful modern updates throughout. Outdoor living takes center stage – relax beside the sparkling in-ground pool, entertain across multiple outdoor spaces, or step onto your covered private dock complete with boat lift for effortless days on the water. Inside, the fully renovated chef’s kitchen impresses with quartz countertops, wall to ceiling kitchen cabinetry, and all new state of the art appliances – a sophisticated space equally suited for entertaining and everyday living. The main-level primary suite offers a private retreat, highlighted by a striking see-through gas fireplace that creates ambiance between the bedroom and spa-inspired bath. Hardwood floors extend throughout the main living areas, complemented by tile in all baths. Upstairs, you will discover three generously sized secondary bedrooms, two full baths, a substantial size storage room, and spacious bonus room – ideal for recreation, media, or guest accommodations. The third level features a finished flex space complete with a half bath, making it perfect for a home office, fitness studio, or additional guest quarters. Car enthusiasts will love the 3-car attached garage with professionally finished floor in addition to a 3-car attached carport. This is a rare opportunity to own a premier waterfront property offering privacy, luxury, and panoramic views in one of Lake Norman’s most desirable locations.

Property details

Beds
4
Baths
4.5
SqFt
4,982
Lot
45x125x267x35x47x330
Year built
1995
Type
Single Family
Days on market
91
Garage
3
Style
Transitional
Heating
Forced Air, Natural Gas, Zoned
Cooling
Ceiling Fan(s), Central Air, Ductless
Foundation
Crawl Space
Flooring
Tile, Wood
View
Water
HOA dues
$95 / yr

Features

  • Attic Finished
  • Attic Stairs Fixed
  • Built-in Features
  • Cable Prewire
  • Central Vacuum
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • In-Ground Irrigation
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$28,674/ month

Principal & interest
$24,122
Property tax (~1.05%)
$3,408
Homeowners insurance
$1,136
HOA dues
$7

Down payment

$194,750 down · $3,700,250 financed

Income to qualify (28% rule)

~$1,228,926 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.