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John KurtzCharlotte · NC

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Cornelius · Cornelius, NC

20417 Harborgate Court #507

Cornelius, NC · 1,896 sqft

$899,000

  • 2Beds
  • 2Baths
  • 1,896SqFt
  • 1985Year
  • 6Days on market

About this home

Residence #507 at Harborgate | Elevated Lake Norman Living

Welcome to a rare waterfront offering where luxury, tranquility, and the ultimate staycation lifestyle converge. Perfectly positioned within the coveted Harborgate community, Residence #507 captures some of the most extraordinary unobstructed open-water views on Lake Norman, with breathtaking panoramic views stretching endlessly across the horizon.

This beautifully appointed two-story waterfront condo offers an elevated lakefront experience where every detail invites relaxation. From the moment you enter, the lake becomes the focal point. Sunlight dances across the water by day, while spectacular sunset skies create an unforgettable backdrop each evening. Whether enjoying morning vibes on the private balcony or an evening cruise from your deeded boat slip just steps away, every moment here feels like a retreat.

Featuring two bedrooms and two full baths, the residence showcases an open-concept layout curated to maximize the breathtaking lake views. The expansive lower level offers exceptional flexibility, ideal for an additional guest retreat, private office, fitness space, media lounge, or whatever your lifestyle and imagination inspire. From the lower lakeside patio, enjoy effortless access to your deeded boat slip, scenic walking trails, the private sandy beach, community docks, and kayak & paddleboard launch areas — all part of the peaceful, resort-inspired lifestyle Harborgate is known for. Whether spending the afternoon on the water, enjoying a sunset stroll along the shoreline, or simply unwinding in the serene waterfront setting, Residence #507 offers the perfect balance of luxury, relaxation, and everyday escape — all just minutes from Birkdale Village, upscale dining, boutique shopping, and convenient I-77 access.

Waterfront residences within Harborgate offering this caliber of panoramic lake views combined with a deeded boat slip are exceptionally limited. Residence #507 is more than a home — it is a destination, a sanctuary, and a lifestyle designed to feel like vacation every single day.

Property details

Beds
2
Baths
2
SqFt
1,896
Lot
Year built
1985
Type
Townhome
Days on market
6
Heating
Central, Electric, Forced Air, Heat Pump
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Tile, Vinyl
View
Water
HOA dues
$451 / mo

Features

  • None
  • Fire Pit
  • Dock - Floating
  • In-Ground Irrigation
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,067/ month

Principal & interest
$5,567
Property tax (~1.05%)
$786
Homeowners insurance
$262
HOA dues
$451

Down payment

$44,950 down · $854,050 financed

Income to qualify (28% rule)

~$302,897 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.