Cornelius · Cornelius, NC
21205 Rio Oro Drive
Cornelius, NC · 1,248 sqft
$450,000
- 3Beds
- 2Baths
- 1,248SqFt
- 1983Year
- 61 x 119 x 61 x 120Lot
- 1Days on market
About this home
Welcome to the Lake access community Bahia Bay. Enter this lovely and bright 3 bedroom and 2 bath home via large entry deck leading into open concept living space. Real wood fireplace is the focal point. Elegant kitchen dressed with plenty of cabinet space . Beautiful refinished hardwood floors throughout. Large primary bedroom with bathroom and walk-in closet is located on one side and 2 bedrooms sharing a full bath is on the opposite side. Walk-out unfinished basement is the cherry on the top here. Lots of possibilities. Bahia Bay is known for a peaceful lakeside Cornelius neighborhood, with Lake Norman key access and convenient access to shopping, dining, parks, schools, and commuter routes. Enjoy being near Jetton Park, Ramsey Creek Park, Birkdale Village, Downtown Davidson, and Lake Norman waterfront dining. This home is ready for you to Move IN.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,248
- Lot
- 61 x 119 x 61 x 120
- Year built
- 1983
- Type
- Single Family
- Days on market
- 1
- Heating
- Electric
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Tile, Wood
- View
- Water
- HOA dues
- $75 / yr
Features
- Built-in Features
- Open Floorplan
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,318/ month
- Principal & interest
- $2,786
- Property tax (~1.05%)
- $393
- Homeowners insurance
- $131
- HOA dues
- $6
Down payment
$22,500 down · $427,500 financed
Income to qualify (28% rule)
~$142,209 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


