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John KurtzCharlotte · NC

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Cornelius · Cornelius, NC

21205 Rio Oro Drive

Cornelius, NC · 1,248 sqft

$450,000

  • 3Beds
  • 2Baths
  • 1,248SqFt
  • 1983Year
  • 61 x 119 x 61 x 120Lot
  • 1Days on market

About this home

Welcome to the Lake access community Bahia Bay. Enter this lovely and bright 3 bedroom and 2 bath home via large entry deck leading into open concept living space. Real wood fireplace is the focal point. Elegant kitchen dressed with plenty of cabinet space . Beautiful refinished hardwood floors throughout. Large primary bedroom with bathroom and walk-in closet is located on one side and 2 bedrooms sharing a full bath is on the opposite side. Walk-out unfinished basement is the cherry on the top here. Lots of possibilities. Bahia Bay is known for a peaceful lakeside Cornelius neighborhood, with Lake Norman key access and convenient access to shopping, dining, parks, schools, and commuter routes. Enjoy being near Jetton Park, Ramsey Creek Park, Birkdale Village, Downtown Davidson, and Lake Norman waterfront dining. This home is ready for you to Move IN.

Property details

Beds
3
Baths
2
SqFt
1,248
Lot
61 x 119 x 61 x 120
Year built
1983
Type
Single Family
Days on market
1
Heating
Electric
Cooling
Central Air
Foundation
Basement
Flooring
Tile, Wood
View
Water
HOA dues
$75 / yr

Features

  • Built-in Features
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,318/ month

Principal & interest
$2,786
Property tax (~1.05%)
$393
Homeowners insurance
$131
HOA dues
$6

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$142,209 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.