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John KurtzCharlotte · NC

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Cornelius · Cornelius, NC

21307 Baltic Drive

Cornelius, NC · 3,952 sqft

$1,375,000

Reduced from $1,435,000

  • 4Beds
  • 3.5Baths
  • 3,952SqFt
  • 2007Year
  • 50Days on market

About this home

Rare opportunity to enjoy Lake Norman waterfront living in Cornelius, complete with a deeded boat slip just three homes away. This custom Simonini Homes full-brick residence offers timeless craftsmanship, thoughtful design, and exceptional lake views in one of the area’s most desirable locations. Designed for both everyday living and entertaining, the home features a chef’s kitchen with Wolf and Sub-Zero appliances, opening to inviting liviRare opportunity to own a full-brick waterfront home in one of Cornelius’ most desirable Lake Norman locations, complete with a deeded boat slip just three homes away. Thoughtfully built by Simonini Homes, this custom residence blends timeless craftsmanship with comfortable lake living, offering nearly 4,000 square feet of well-designed space ideal for both everyday living and entertaining. Enjoy lake views from the screened porch with fireplace, while the open-concept layout flows seamlessly between indoor and outdoor spaces. The chef’s kitchen features Wolf and Sub-Zero appliances and opens to inviting living areas filled with natural light. Recent updates include a newer roof, updated HVAC systems (2017 & 2025), tankless water heater, and encapsulated crawl space with dehumidifier for added efficiency and peace of mind. Additional highlights include a full-brick exterior, two-car garage, mature landscaping, and a prime Cornelius location just minutes from dining, shopping, marinas, and lake amenities. An exceptional opportunity to secure deeded-slip Lake Norman living at a compelling value in today’s market. Recent improvements include a newer roof, updated HVAC systems (2017 & 2025), tankless water heater, and an encapsulated crawl space with dehumidifier for enhanced efficiency and peace of mind.

Additional highlights include a full-brick exterior, two-car garage, and a prime Cornelius location just minutes from dining, shopping, and marinas.

Property details

Beds
4
Baths
3.5
SqFt
3,952
Lot
Year built
2007
Type
Single Family
Days on market
50
Garage
2
Style
Traditional
Heating
Forced Air
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Wood
View
Water
HOA dues
$532 / 6mo

Features

  • Dock - Floating

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$10,208/ month

Principal & interest
$8,515
Property tax (~1.05%)
$1,203
Homeowners insurance
$401
HOA dues
$88

Down payment

$68,750 down · $1,306,250 financed

Income to qualify (28% rule)

~$437,511 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.