Cornelius · Cornelius, NC
21307 Baltic Drive
Cornelius, NC · 3,952 sqft
$1,375,000
Reduced from $1,435,000
- 4Beds
- 3.5Baths
- 3,952SqFt
- 2007Year
- 50Days on market
About this home
Rare opportunity to enjoy Lake Norman waterfront living in Cornelius, complete with a deeded boat slip just three homes away. This custom Simonini Homes full-brick residence offers timeless craftsmanship, thoughtful design, and exceptional lake views in one of the area’s most desirable locations. Designed for both everyday living and entertaining, the home features a chef’s kitchen with Wolf and Sub-Zero appliances, opening to inviting liviRare opportunity to own a full-brick waterfront home in one of Cornelius’ most desirable Lake Norman locations, complete with a deeded boat slip just three homes away. Thoughtfully built by Simonini Homes, this custom residence blends timeless craftsmanship with comfortable lake living, offering nearly 4,000 square feet of well-designed space ideal for both everyday living and entertaining. Enjoy lake views from the screened porch with fireplace, while the open-concept layout flows seamlessly between indoor and outdoor spaces. The chef’s kitchen features Wolf and Sub-Zero appliances and opens to inviting living areas filled with natural light. Recent updates include a newer roof, updated HVAC systems (2017 & 2025), tankless water heater, and encapsulated crawl space with dehumidifier for added efficiency and peace of mind. Additional highlights include a full-brick exterior, two-car garage, mature landscaping, and a prime Cornelius location just minutes from dining, shopping, marinas, and lake amenities. An exceptional opportunity to secure deeded-slip Lake Norman living at a compelling value in today’s market. Recent improvements include a newer roof, updated HVAC systems (2017 & 2025), tankless water heater, and an encapsulated crawl space with dehumidifier for enhanced efficiency and peace of mind.
Additional highlights include a full-brick exterior, two-car garage, and a prime Cornelius location just minutes from dining, shopping, and marinas.
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 3,952
- Lot
- —
- Year built
- 2007
- Type
- Single Family
- Days on market
- 50
- Garage
- 2
- Style
- Traditional
- Heating
- Forced Air
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Wood
- View
- Water
- HOA dues
- $532 / 6mo
Features
- Dock - Floating
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$10,208/ month
- Principal & interest
- $8,515
- Property tax (~1.05%)
- $1,203
- Homeowners insurance
- $401
- HOA dues
- $88
Down payment
$68,750 down · $1,306,250 financed
Income to qualify (28% rule)
~$437,511 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


