Cornelius · Cornelius, NC
21307 Island Forest Drive
Cornelius, NC · 2,413 sqft
$799,000
- 3Beds
- 3Baths
- 2,413SqFt
- 2001Year
- 26Days on market
About this home
If a meticulously maintained home is what you’re after, this is it! This exceptional single-level home with a finished room over the garage, crafted by ES Johnson Builders, is located in the highly sought-after Island Forest waterfront community on Lake Norman. Positioned on a desirable corner lot with seasonal peek water views, the home offers timeless craftsmanship, coveted lake access, and a thoughtfully designed layout blending comfort and sophistication. The residence features 3-bedrooms and 3-bathrooms, including dual primary suites on the main level, each with a private en suite bath, ideal for guests or multigenerational living. Architectural highlights include a welcoming covered entry, craftsman-style moldings, custom built-ins, solid oak flooring, tall ceilings, and rich maple cabinetry. The open, flowing floorplan provides abundant storage and effortless everyday living, while a fully screened back porch extends the living space outdoors. The upper level offers a versatile bedroom or oversized bonus room with a newly built full bath, perfect for guests, a home office, or recreation space. Thoughtful updates offer peace of mind, including a Trane HVAC system (2019), new roof (2022), tankless water heater (2022), hardwood flooring replacing carpet (2022), fresh exterior paint (2024), and crawlspace encapsulation (2025). Island Forest offers a community dock, boat launch & picnic area located off Montcalm & Island Forest Drive, providing easy access to the Lake Norman lifestyle. Ideally situated just five minutes from grocery stores, dining, coffee shops, and I-77 in desirable Cornelius, this home is truly move-in ready.
Property details
- Beds
- 3
- Baths
- 3
- SqFt
- 2,413
- Lot
- —
- Year built
- 2001
- Type
- Single Family
- Days on market
- 26
- Garage
- 2
- Heating
- Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Wood
Features
- Attic Walk In
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$5,880/ month
- Principal & interest
- $4,948
- Property tax (~1.05%)
- $699
- Homeowners insurance
- $233
- HOA dues
- —
Down payment
$39,950 down · $759,050 financed
Income to qualify (28% rule)
~$252,026 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


