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John KurtzCharlotte · NC

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Cornelius · Cornelius, NC

21307 Island Forest Drive

Cornelius, NC · 2,413 sqft

$799,000

  • 3Beds
  • 3Baths
  • 2,413SqFt
  • 2001Year
  • 26Days on market

About this home

If a meticulously maintained home is what you’re after, this is it! This exceptional single-level home with a finished room over the garage, crafted by ES Johnson Builders, is located in the highly sought-after Island Forest waterfront community on Lake Norman. Positioned on a desirable corner lot with seasonal peek water views, the home offers timeless craftsmanship, coveted lake access, and a thoughtfully designed layout blending comfort and sophistication. The residence features 3-bedrooms and 3-bathrooms, including dual primary suites on the main level, each with a private en suite bath, ideal for guests or multigenerational living. Architectural highlights include a welcoming covered entry, craftsman-style moldings, custom built-ins, solid oak flooring, tall ceilings, and rich maple cabinetry. The open, flowing floorplan provides abundant storage and effortless everyday living, while a fully screened back porch extends the living space outdoors. The upper level offers a versatile bedroom or oversized bonus room with a newly built full bath, perfect for guests, a home office, or recreation space. Thoughtful updates offer peace of mind, including a Trane HVAC system (2019), new roof (2022), tankless water heater (2022), hardwood flooring replacing carpet (2022), fresh exterior paint (2024), and crawlspace encapsulation (2025). Island Forest offers a community dock, boat launch & picnic area located off Montcalm & Island Forest Drive, providing easy access to the Lake Norman lifestyle. Ideally situated just five minutes from grocery stores, dining, coffee shops, and I-77 in desirable Cornelius, this home is truly move-in ready.

Property details

Beds
3
Baths
3
SqFt
2,413
Lot
Year built
2001
Type
Single Family
Days on market
26
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood

Features

  • Attic Walk In

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,880/ month

Principal & interest
$4,948
Property tax (~1.05%)
$699
Homeowners insurance
$233
HOA dues

Down payment

$39,950 down · $759,050 financed

Income to qualify (28% rule)

~$252,026 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.