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John KurtzCharlotte · NC

Cornelius · Cornelius, NC

21510 Rio Oro Drive

Cornelius, NC · 4,507 sqft

$3,849,000

  • 5Beds
  • 5.5Baths
  • 4,507SqFt
  • 2026Year
  • 56Days on market

About this home

Exceptional new construction waterfront residence offering approximately 4,507 square feet of elevated living space plus a 550 SF garage, thoughtfully composed across a two-story layout designed for both everyday ease and high-level entertaining.

Upon completion, the home will present with a clean, tailored architectural presence and an unmistakable sense of intention. Inside, 10-foot ceilings and generous proportions are planned to create an airy, refined atmosphere, while the open-concept main level is designed to deliver the flow today’s buyers want with spaces that feel bright, expansive and effortless.

At the center of the home, the chef’s kitchen is envisioned as equal parts statement and workhorse. A substantial 5' x 12' island will anchor the space, paired with a 48" range and 48" refrigerator, custom cabinetry, and a layout built to host. A dedicated scullery and oversized pantry are designed to keep everything streamlined and out of sight when entertaining.

A dramatic 12' bi-fold door is planned to open to a true indoor-outdoor extension of the home: a covered porch and entertaining terrace featuring a built-in bar with beverage fridge and BBQ, with ample hardscape for dining, lounging, and lakefront evenings that go long after sunset.

The main-level primary suite is positioned to function as a private retreat, complete with a spacious dressing room and spa-inspired bath, intentionally separated from the secondary bedrooms. Upstairs, four additional ensuite bedrooms are planned to provide comfort and privacy for family and guests, while the impressive 21' x 24' rec room with cathedral ceiling is designed to offer a dramatic, flexible space for movie nights, game days, or an elevated lounge.

A rare opportunity to secure a design-forward new construction waterfront home where scale, function, and lifestyle come together, crafted to feel timeless, substantial, and truly exceptional upon completion.

Property details

Beds
5
Baths
5.5
SqFt
4,507
Lot
Year built
2026
Type
Single Family
Days on market
56
Garage
2
Style
Contemporary, European
Heating
Forced Air, Heat Pump, Natural Gas
Cooling
Central Air, Electric, Zoned
Foundation
Crawl Space
Flooring
Tile, Wood
View
Water, Year Round
HOA dues
$75 / yr

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Drop Zone
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Wet Bar
  • Dock - Floating
  • In-Ground Irrigation
  • Outdoor Kitchen

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$28,334/ month

Principal & interest
$23,837
Property tax (~1.05%)
$3,367
Homeowners insurance
$1,122
HOA dues
$6

Down payment

$192,450 down · $3,656,550 financed

Income to qualify (28% rule)

~$1,214,345 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.