Cornelius · Cornelius, NC
21904 Torrence Chapel Road
Cornelius, NC · 4,371 sqft
$895,000
Reduced from $930,000
- 6Beds
- 4Baths
- 4,371SqFt
- 2017Year
- 18Days on market
About this home
Now priced at $895,000, discover 21904 Torrence Chapel Road in Cornelius, a spacious 6-bedroom, 4-bath home with a fully finished walk-out basement offering its own kitchen, bedroom, and full bath. Ideal for multigenerational living, long-term guests, entertaining, or flexible living arrangements, this home offers exceptional versatility and functionality. Located just minutes from Holiday Marina, Lake Norman dining, shopping, parks, and top Cornelius amenities, the property combines generous living space with an unbeatable location. Sidewalks along Torrence Chapel Road provide added convenience for walks and neighborhood enjoyment, while the road’s extension toward a quiet dead-end near The Peninsula helps limit through traffic. If you’re searching for a large home in Cornelius with a finished basement and flexible living space, this property is a must-see.
Property details
- Beds
- 6
- Baths
- 4
- SqFt
- 4,371
- Lot
- —
- Year built
- 2017
- Type
- Single Family
- Days on market
- 18
- Garage
- 2
- Style
- Traditional
- Heating
- Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Basement
- Flooring
- Carpet, Tile, Wood
Features
- Breakfast Bar
- Cable Prewire
- Drop Zone
- Garden Tub
- Pantry
- Storage
- Walk-In Closet(s)
- Walk-In Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$6,587/ month
- Principal & interest
- $5,542
- Property tax (~1.05%)
- $783
- Homeowners insurance
- $261
- HOA dues
- —
Down payment
$44,750 down · $850,250 financed
Income to qualify (28% rule)
~$282,306 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


