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John KurtzCharlotte · NC

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Cornelius · Cornelius, NC

21904 Torrence Chapel Road

Cornelius, NC · 4,371 sqft

$895,000

Reduced from $930,000

  • 6Beds
  • 4Baths
  • 4,371SqFt
  • 2017Year
  • 18Days on market

About this home

Now priced at $895,000, discover 21904 Torrence Chapel Road in Cornelius, a spacious 6-bedroom, 4-bath home with a fully finished walk-out basement offering its own kitchen, bedroom, and full bath. Ideal for multigenerational living, long-term guests, entertaining, or flexible living arrangements, this home offers exceptional versatility and functionality. Located just minutes from Holiday Marina, Lake Norman dining, shopping, parks, and top Cornelius amenities, the property combines generous living space with an unbeatable location. Sidewalks along Torrence Chapel Road provide added convenience for walks and neighborhood enjoyment, while the road’s extension toward a quiet dead-end near The Peninsula helps limit through traffic. If you’re searching for a large home in Cornelius with a finished basement and flexible living space, this property is a must-see.

Property details

Beds
6
Baths
4
SqFt
4,371
Lot
Year built
2017
Type
Single Family
Days on market
18
Garage
2
Style
Traditional
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
Flooring
Carpet, Tile, Wood

Features

  • Breakfast Bar
  • Cable Prewire
  • Drop Zone
  • Garden Tub
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,587/ month

Principal & interest
$5,542
Property tax (~1.05%)
$783
Homeowners insurance
$261
HOA dues

Down payment

$44,750 down · $850,250 financed

Income to qualify (28% rule)

~$282,306 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.