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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

3037 Circles End

Charlotte, NC · 2,096 sqft

$561,045

  • 4Beds
  • 3.5Baths
  • 2,096SqFt
  • 2026Year
  • 1Days on market

About this home

3037 Circles End welcomes you to Bellflower, a community near the Arboretum's shops and dining, Cedarwood Country Club, and scenic trails, with easy access to Rea, Pineville-Matthews, and Providence Roads keeping every connection within reach. This 4-bedroom, 3.5-bathroom Paloma plan spans three thoughtfully designed floors, with a first-floor bedroom and full bath featuring a tiled walk-in shower offering ideal flexibility for guests or multigenerational living. Oak box stairs with open rails carry you to the heart of the home on the second floor, where an open-concept living area flows seamlessly to a 12-foot wide sliding glass door leading to a covered outdoor living space, perfect for relaxing or entertaining. The gourmet kitchen impresses with warm brown cabinetry, Liberty Gold white quartz countertops, a large single-bowl stainless steel sink, and an electric cooktop. The third floor is home to the primary suite, complete with a tiled walk-in shower and a large walk-in closet, alongside two additional bedrooms sharing a bathroom with tiled walls above the tub. A 2-bay rear-load garage completes the package. Anticipated move-in October 2026.

Property details

Beds
4
Baths
3.5
SqFt
2,096
Lot
Year built
2026
Type
Townhome
Days on market
1
Garage
2
Heating
Forced Air
Cooling
Central Air
Foundation
Slab
HOA dues
$244 / mo

Features

  • Attic Stairs Pulldown
  • Built-in Features
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,373/ month

Principal & interest
$3,474
Property tax (~1.05%)
$490
Homeowners insurance
$163
HOA dues
$244

Down payment

$28,052 down · $532,992 financed

Income to qualify (28% rule)

~$187,425 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.