Lincolnton · Lincolnton, NC
105 Rock Creek Drive
Lincolnton, NC · 2,088 sqft
$375,000
Reduced from $380,000
- 3Beds
- 2.5Baths
- 2,088SqFt
- 1990Year
- 36Days on market
About this home
Welcome to this meticulously maintained 3 bed / 2.5 bath brick ranch offering timeless charm and exceptional curb appeal. Nestled in the desirable Crestview subdivision, this home features established landscaping that creates standout curb appeal and a welcoming first impression. Inside, you’ll find spacious living areas, generously sized bedrooms, and walk-in closets providing excellent storage. The home has been meticulously cared for offering buyers peace of mind and move-in readiness. The partially finished basement provides additional living space—perfect for a recreation room, home office, gym, or hobby area—with plenty of unfinished space for storage. An attached 2-car garage offers convenience and extra room for tools, vehicles, or outdoor equipment. This home is a must see!
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 2,088
- Lot
- —
- Year built
- 1990
- Type
- Single Family
- Days on market
- 36
- Garage
- 2
- Heating
- Natural Gas
- Cooling
- Central Air
- Foundation
- Basement
Features
- Breakfast Bar
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,759/ month
- Principal & interest
- $2,322
- Property tax (~1.05%)
- $328
- Homeowners insurance
- $109
- HOA dues
- —
Down payment
$18,750 down · $356,250 financed
Income to qualify (28% rule)
~$118,285 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


