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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

105 Rock Creek Drive

Lincolnton, NC · 2,088 sqft

$375,000

Reduced from $380,000

  • 3Beds
  • 2.5Baths
  • 2,088SqFt
  • 1990Year
  • 36Days on market

About this home

Welcome to this meticulously maintained 3 bed / 2.5 bath brick ranch offering timeless charm and exceptional curb appeal. Nestled in the desirable Crestview subdivision, this home features established landscaping that creates standout curb appeal and a welcoming first impression. Inside, you’ll find spacious living areas, generously sized bedrooms, and walk-in closets providing excellent storage. The home has been meticulously cared for offering buyers peace of mind and move-in readiness. The partially finished basement provides additional living space—perfect for a recreation room, home office, gym, or hobby area—with plenty of unfinished space for storage. An attached 2-car garage offers convenience and extra room for tools, vehicles, or outdoor equipment. This home is a must see!

Property details

Beds
3
Baths
2.5
SqFt
2,088
Lot
Year built
1990
Type
Single Family
Days on market
36
Garage
2
Heating
Natural Gas
Cooling
Central Air
Foundation
Basement

Features

  • Breakfast Bar
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,759/ month

Principal & interest
$2,322
Property tax (~1.05%)
$328
Homeowners insurance
$109
HOA dues

Down payment

$18,750 down · $356,250 financed

Income to qualify (28% rule)

~$118,285 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.