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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

1053 Hallman Branch Lane

Lincolnton, NC · 2,570 sqft

$365,990

Reduced from $374,990

  • 5Beds
  • 3Baths
  • 2,570SqFt
  • 2026Year
  • 48Days on market

About this home

Welcome Home to the Harding at Carpenter Farms! Boasting 2,570 square feet, this spacious and beautifully designed home features 5 bedrooms and 3 baths, with two bedrooms and a full bath conveniently located on the first floor. The open floorplan creates a warm and inviting atmosphere, perfect for hosting gatherings with family and friends. The kitchen is a chef's dream, complete with quartz countertops, a large island, and top-of-the-line appliances. Cozy up by the electric fireplace on chilly evenings and enjoy the peaceful sanctuary of the primary bedroom with its luxurious bath and spacious walk-in closet. Sit outside and enjoy your private backyard on a wooded lot. Built by one of the top ten builders in the country, you can trust in the quality and craftsmanship of this stunning home. Located in a desirable neighborhood with a community pool, dog park, playground, and activity field. Don't miss your chance to make this dream home yours!

Property details

Beds
5
Baths
3
SqFt
2,570
Lot
Year built
2026
Type
Single Family
Days on market
48
Garage
2
Heating
Central, Forced Air, Zoned
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$300 / qtr

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,793/ month

Principal & interest
$2,266
Property tax (~1.05%)
$320
Homeowners insurance
$106
HOA dues
$100

Down payment

$18,299 down · $347,690 financed

Income to qualify (28% rule)

~$119,728 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.