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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

106 Shields Drive

Lincolnton, NC · 3,190 sqft

$450,000

  • 3Beds
  • 2.5Baths
  • 3,190SqFt
  • 2021Year
  • 2Days on market

About this home

Welcome to Lincoln Country Club Villas, where this beautifully appointed 3BR, 2.5BA townhome, built in 2021, offers upscale golf course living with 3,190 sq ft of thoughtfully designed space. This impressive home features a 2-car garage, LVP flooring throughout, blinds, and an open-concept layout ideal for both everyday living and entertaining. The spacious kitchen is a standout with a custom oversized island, granite countertops, tile backsplash, under-cabinet lighting, soft-close cabinetry, new stainless steel appliances, and a custom pantry with built-in storage. The primary suite is a luxurious retreat with a walk-in closet with custom cabinetry, dual vanity, and a custom tiled shower with seamless glass. Upstairs offers a loft, office/flex room, massive bonus room, and 2 guest bedrooms with walk-in closets joined by a Jack & Jill bath with dual vanity and custom tiled shower. Step outside to enjoy luxurious outdoor living with a 500 sq ft hardscaped patio, partially covered by a custom wood pavilion. Optional golf membership offers access to country club amenities, all just minutes from downtown Lincolnton and Hwy 321 for easy access to Hickory, Gastonia, and Charlotte.

Property details

Beds
3
Baths
2.5
SqFt
3,190
Lot
Year built
2021
Type
Townhome
Days on market
2
Garage
2
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Slab
Flooring
Vinyl
HOA dues
$187 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,498/ month

Principal & interest
$2,786
Property tax (~1.05%)
$393
Homeowners insurance
$131
HOA dues
$187

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$149,956 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.