Belmont · Belmont, NC
1060 Garibaldi Ridge Court
Belmont, NC · 2,640 sqft
$660,000
- 4Beds
- 2.5Baths
- 2,640SqFt
- 2005Year
- 1Days on market
About this home
Rare opportunity in the highly sought-after Garibaldi Ridge community in the heart of Belmont! Homes in this established neighborhood seldom become available, making this meticulously maintained 4-bedroom, 2.5-bath home a true gem. Nestled on a private cul-de-sac lot, this property offers both tranquility and convenience, just minutes from vibrant downtown Belmont with its charming shops, restaurants, and entertainment.
Thoughtfully updated with modern finishes throughout, this home offers a versatile and functional floor plan designed for today's lifestyle. The spacious primary suite is conveniently located on the main level, while additional living spaces include a dedicated study/home office, formal dining room, and a bright breakfast area perfect for casual meals and morning coffee.
From the inviting front porch to the side porch and spacious rear patio complete with an awning, there are plenty of outdoor spaces to relax and entertain. The beautifully landscaped yard creates a peaceful setting, while the private lot provides a sense of seclusion rarely found this close to town. An outbuilding provides additional storage, workshop space, or endless possibilities to fit your needs.
Enjoy an exceptional location just a short golf cart ride to downtown Belmont, where you'll find local dining, shopping, parks, and year-round community events. The home is also conveniently located near the popular Pinebrook Swim Club, offering easy access to summer fun and recreation.
Inside, pride of ownership is evident at every turn. Move-in ready and exceptionally cared for, this home seamlessly blends modern updates, comfort, and timeless appeal in one of Belmont's most desirable neighborhoods. Don't miss your chance to own a home in Garibaldi Ridge—opportunities like this don't come along often.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 2,640
- Lot
- —
- Year built
- 2005
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Style
- Cape Cod
- Heating
- Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Vinyl, Wood
- HOA dues
- $250 / yr
Features
- Attic Stairs Pulldown
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,768/ month
- Principal & interest
- $4,087
- Property tax (~0.85%)
- $467
- Homeowners insurance
- $192
- HOA dues
- $20
Down payment
$33,000 down · $627,000 financed
Income to qualify (28% rule)
~$204,360 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


