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John KurtzCharlotte · NC

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Belmont · Belmont, NC

464 Spring Gardens Drive #216

Belmont, NC · 1,137 sqft

$274,000

  • 2Beds
  • 2.5Baths
  • 1,137SqFt
  • 2018Year

About this home

Beautifully finished townhome with two assigned parking spaces directly by your front door. Waters Edge is a newer townhome community in an amazing location across from the new CaroMont Hospital, next door to the McGill Family Recreation Center and along the shores of Lake Wylie. Just across the highway from the quaint Town of Belmont NC with its city park, restaurants, shops and festivals, this 2018 built townhome in Waters Edge provides a perfect option for maintenance-free living. Located on a level lot, this unit features a fenced patio courtyard with a storage space too. When the weather is warm, enjoy the community pool a very short walk down the street from your home. So much to love about this property! Inside this well maintained townhome, you will find an open floor plan on the main level. Current finishes are featured with white cabinetry, beige-gray solid surface flooring throughout the main level, granite counters, and black metal stair pickets. A pantry closet and convenient half bath are also located on the main level. This floor plan is so convenient. Lots of natural light in this home from the front and rear windows/door bring a smile every day! Open the rear door to enjoy even more sunshine in your outdoor living space. Ample cabinets along with a generously sized island make cooking and dining a joy. Plus the dining area can be used for sit-down meals or working from home space. The living room has a natural space for your media which you can view from the generously sized area for seating furniture. The main level also features an interior walk-in closet for storing coats and anything else you need to put away. Walk up the stairs and you will find two generously sized bedrooms with two full baths. Plush carpet warms your feet every morning and night. A sizable closet in the primary bedroom provides ample space for your shoes and clothes. A walk-in shower in the primary bath is also generously sized and features a tiled surround plus tile floor. The secondary full bath also features a tiled tub surround plus tiled floor. The laundry closet is also located upstairs which is so convenient being on the same level as the bedrooms. The seller is leaving the washer, dryer and the kitchen refrigerator as well - love it! Please come take a look at this beautiful townhome - between the finishes and the location, you can't beat this opportunity!

Property details

Beds
2
Baths
2.5
SqFt
1,137
Lot
Year built
2018
Type
Townhome
Heating
Central, Electric
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Slab
HOA dues
$258 / mo

Features

  • Attic Stairs Pulldown
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Lawn Maintenance
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,228/ month

Principal & interest
$1,696
Property tax (~0.85%)
$194
Homeowners insurance
$79
HOA dues
$258

Down payment

$13,700 down · $260,300 financed

Income to qualify (28% rule)

~$95,526 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.